The Governance of Corporate Risk8 risk tarjima korporativ risklarni boshqarish

The Governance of Corporate Risk8 risk tarjima korporativ risklarni boshqarish

The Governance of Corporate Risk8 RISK TARJIMA	Korporativ risklarni boshqarish
In which we consider:	Biz quyidagilarni ko'rib chiqamiz:
The US COSO integrated framework for enterprise risk management (ERM) The global financial crisis: a new emphasis on corporate risk Levels of risk: the concept of enterprise risk management Responsibility for risk profiling, risk strategy, risk policy, and risk supervision Identifyingtypes of risk	Korxona risklarini boshqarish bo'yicha AQSh COSO integratsiyalashgan tizimi (ERM) Global moliyaviy inqiroz: korporativ xavfga yangi urg'u Xavf darajalari: korporativ risklarni boshqarish tushunchasi Risklarni aniqlash, risk strategiyasi, risklar siyosati va risklarni boshqarish uchun javobgarlik Xatarlarni identifikatsiya qilish
Risk analysis	Xatarlarni tahlil qilish
Risk recognition and assessment Risk evaluation	Xatarlarni aniqlash va baholash Xatarlarni baholash
Risk management information systems Risk transfer	Xatarlarni boshqarish axborot tizimlari. Xatarlarni uzatish
Board-level commitment to corporate risk assessment was reinforced by the glob­al financial crisis. For some boards, that was a new experience. The Cadbury Report (1992) mentioned risk only in the context of boards' responsibility for avoiding financial fraud, although, in fairness, that report was only about the financial aspects of corpor­ate governance. A Global Enterprise Risk Management (ERM) Survey,^1 conducted by insurance group Aon, noted the global financial crisis had significantly increased aware­ness of the need to manage and leverage risk. The report identified some hallmarks of advanced ERM:	Tashkilotning xavf-xatarini baholash bo'yicha Kengash darajasidagi majburiyatiga global moliyaviy inqiroz sabab bo'ldi. Ba'zi kengashlar uchun bu yangi tajriba edi. Cadbury Report (1992), faqat moliyaviy kengashlarning oldini olish uchun mas'ullarning mas'uliyati nuqtai nazaridan xavfni nazarda tutgan bo'lsa-da, adolatda ushbu hisobot faqat korporativ boshqaruvning moliyaviy jihatlari haqida edi. Jahon sug'urta kompaniyasining Aon kompaniyasi tomonidan o'tkazilgan Global Enterprise Risk Management (ERM) so'roviga ko'ra, global moliyaviy inqiroz xavfni boshqarish va qo'llash zarurligini sezilarli darajada oshirdi. Hisobotda ilgari ERMning ayrim o'ziga xos xususiyatlari aniqlandi:
board-level commitment to ERM as a critical framework for successful decision-making and for driving value;	ERMga muvaffaqiyatli qaror qabul qilish va haydovchilik qiymatini baholash uchun juda muhim asos bo'lib xizmat qilish;
the engagement of all stakeholders in the development of risk management strategy and policy setting;	barcha manfaatdor tomonlarni risklarni boshqarish strategiyasi va siyosatini belgilashga jalb qilish;
a move from focusing on risk avoidance and mitigation to leveraging risk and risk management options to extract business value.	riskni kamaytirish va xavfni kamaytirishga qaratilgan harakatni va biznesning qiymatini aniqlash uchun risklarni boshqarish bo'yicha variantlarni ko'rib chiqishdan iborat.
Another Aon Global Risk Management Survey^1 2 sought board-level opinions on the top ten business risks recognized in 2013 and projected to 2016. Theses were:	Aon Global Risk-menejmenti tadqiqotining yana bir xulosasi 2013 yilda tan olingan va 2016 yilga mo'ljallangan eng yaxshi o'nta biznes sezilarli kengashlar darajasida fikr yuritdi. Tezislar:
Security of corporate information has emerged as a virulent form of risk. No longer a tech­nical issue at the operational level, boards need to involve information technology expertise in every major decision at the managerial and strategic levels. Hackers can enter corporate systems through employees' personal information devices used to access corporate systems, through malware in external links such as credit card payment systems and video-conferenc­ing equipment, even external access to printers, thermostat controls, and vending machines. Cyber attack is a significant exposure to risk.	Korporatsiya axborotining xavfsizligi xavfli shakl sifatida paydo bo'ldi. Operatsion darajadagi texnik masalalar endi endi boshqaruv va strategik darajada har bir asosiy qarorda axborot texnologiyalari tajribasini jalb qilishlari kerak. Hackerlar korporativ tizimlarga kirish uchun korporativ tizimlarga kirish uchun ishlatiladigan xodimlarning shaxsiy axborot vositalari, kredit karta to'lov tizimlari va videokonferentsaloqa uskunalari, hatto printerlardan tashqariga kirish, termostatni boshqarish va savdo avtomatlari kabi tashqi havfsizlik dasturlari orqali korporativ tizimlarga kirishlari mumkin. Kiber hujum xavf-xatarni sezilarli darajada oshiradi.
In the United States, the Committee of Sponsoring Organizations (COSO) of the Treadway Commission pioneered the development of ERM, emphasizing the significance of the board's involvement, as we saw in Chapter 7.	Qo'shma Shtatlarda Treadway(Треугольник) Komissiyasining homiylik tashkilotlari bo'yicha qo'mitasi (COSO) 7-bobda ko'rganimizdek, ERMning rivojlanishiga rahbarlik qilishning ahamiyatini ta'kidladi.