BeflHWH nana, BoraxwH Hana
159
^ODonDCTDyroTca Ma^mM. Ohh noKyna^T nnfflD KycoK nnpora n
BHKna^HBaroT aa hcto 6oabrae noao^CHHoro. MHcaa^He MeaKHMH MacraTa6aMH He choco5hh Ha BeaHKHe fleaa. Echh bh ^eaaeTe cTaTD 5orane, cHaHaaa HayHHTecD ^yMaTD MacraTa5nee.
PoSHHHHHe ToproB^H HM^aT ^aBaTD cKH^Ky HpH HoKyHKe KeM-To y hhx 5oabraoro KoaHHecTBa ToBapa HpocTo HoToMy, hto AeaoBHe ara,aH ara5aT HoKyHaTeaeH, 5epy^Hx HoMHory. TaKHM o5paaoM, ^a^e ecaH bh - MaaeHDKHH HeaoBeK, bh Mo^eTe Bcer,aa mhchhtd MacraTa5nee. Kor,aa Moa KoMHaHHa peraHaa saKyHaTD KoMHbraTepH, a HepesBoHHH HecKoaD- KHM cbohm ^py3b3M H cHpocHH hx, He xoTeaH 5h h ohh aaKyHHTD komhd- rarepH. Mh o5oraaH pa3HHx ^HaepoB h ^oroBopHHHcD o KpyHHon c^eH- Ke, T.K. co^HpaaHcb KyHHTD 5oabrayra HapTHra KoMHbraTepoB. To ^e caMoe a Hpo^eHHBara h c aK^HSMH. MaaeHDKHe ara,aH ocTararca MaaeHDKHMH, T.K. mhchht ho MaaeHDKoMy, ^eHcTByrar b o,aHHoHKy hhh 5e3fleHcTByraT.
• VHHTecb y hctophh. Bce 5oabraHe KoMHaHHH Ha ^oh^oboh 5Hp^e. HaHHHaaH” KaK KoMHaHHH MaaeHDKHe. noaKoBHHK Can^epc ne 5hh 5oraTHM, HoKa ne HoTepaa Bce, Kor,aa eMy 5hho 3a 60. Ehhh TeHTc 5hh o^hhm h3 5oraTeHraHx ara,aeH b MHpe k 30 ro,aaM.
• fleHcTBHe Bcer,aa Ho5e^^aeT 5e3fleHcTBHe. 3to HHrab HacTHHe HpHMepH toto, hto caM a ^eHaa h Hpo,aoa^ara AeaaTD, hto5h Ha^yHaTD bo3mo^hocth. HoMHHTe o Ba^nocTH chob “^eaaTb”, “Ha^o c^eHaTb”. 3th caoBa Hpoxo,aaT KpacnoH HHTbra Hepe3 bcm KHHry. Bh ^oh^hh ^eHcTBoBaTD, a y^e hotom cMo^eTe HoayHHTD ^HHaHcoBoe Bo3Harpa^^eHHe. fleHcTByHTe, He oTKHa^HBaa!
160
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Po5epx T. KHOcaKH, 0apoH
3nH^or
KAK BCErO 3A 7000 $ ^ATb PEBHKY OBPA3OBAHHE B
KO^^E^^E
TaK KaK KHHra aaKaHHHBaexca h npH5aH^aexca ee H3^aHHe, MHe 5h xoxeaocb no,aeaHTbca c BaMH 3aKaroHHxeabHOH MHcabro.
r.raBHOH npHHHHoH HanHcaHHH 3toh khhth 5hho Moe ^eaaHHe ^o- HecTH ^o Bac cBoe MHeHHe o tom, KaK pacTy^aa ^HHaHcoBaa MyapocTb Mo^eT 5HTb Hcnoab3oBaHa peraeHHa mhothx ^H3HeHHo Ba^HHx npo5aeM. Ee3 ^HHancoBoH no^roToBKH mh caHraKoM HacTo noab3yeMca cTaH^apTHHMH ^opMyaaMH na npoTa^eHHH BceH cBoeH ^h3hh, t^khmh, KaK: ycep^Ho Tpy,aHTbca, OKonoMHTb, 5paTb B3aHMH, naaTHTb Hpe3MepHHe HaaorH. Cero^Ha mh Hy^^aeMca b hhom noAxo^e k ^h3hh.
^ npHBo^y nocae^yra^yra hctophm, KaK 3aKaraHHTeabHHH npHMep, paccKa3HBara^HH o ^HHancoBoH npo5aeMe, KoTopaa noflcTeperaeT ce- ro^Ha MHorHe Moao,aHe ceMbH. KaK ^aTb ^eTSM o5pa3oBaHHe h o5ec- neHHTb ce5a k nencHH? Bot nepe^ BaMH npHMep Hcnoab3oBaHHa ^HHan- coboH My,apocTH, BMecTo Ta^eaoH pa5oTH ^ocTH^eHHa toH ^e caMoH
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O^HH moH npHaTeab aoMaa roaoBy Ha^ TeM, KaK 5h Haco5HpaTb ^ener Ha yHe5y b Koaae^^e cbohx HeTHpex ^eTeH, a 3to 5hho ^oBoabHo TK^eao. Oh oTKaa^HBaa e^eMecsHHo no 300 $ b peHHHx 5y- Marax, ho ^o chx nop naco^Hpaa aHrab okoho 12 000 $. Oh no,acHHTaa, hto eMy Hy^Ho 5hho 400 000 $ Ha o5pa3oBaHHe b Koaae^^e ^eTeH. Ha 3to oh HMea 12 aeT, t.k. ero caMoMy cTapraeMy pe5cHKy 5hho raecTb aeT.
3to 5hh 1991 r., phhok He^BH^HMocTH b OeHHKce 5hh y^acen. Hra,aH 5yKBaabHo H35aBaaaHcb ot ^omob. ^ npe^ao^Ha cBoeMy npH- KTeara, hto5h oh KynHa ^om Ha onpe^eaeHHyra cyMMy ^ener b ero pen- hhx 5yMarax. H^ea 3aHHTpHroBaaa ero, h mh HaHaaH o5cy^^aTb OTy Bo3Mo^HocTb. Ho HpHaTeaa 5ecnoKoHao to, hto y Hero He 5y,aeT 5an- kobckoto Kpe^HTa hok^hkh e^e o^Horo ^oMa. ^ ^e yBepHa ero, hto cy^ecTByrar HHHe HyTH toto, hto5h Hpo^HHancHpoBaTb HoKyHKy ^oMa homhmo 5aHKa.
Mh HcKaaH ^om 2 He^eaH, TaKoH ^om, kotophH oTBeHaa 5h BceM HaraHM Tpe5oBaHHKM. Bh5op 5hh 5oabraoH, a caM Hpopecc hohck^ BH3HBaa y Hac a3apT. HaKonep b xoporaeM paHone mh Ho,aHcKaaH ^om c TpeMK cHaabHKMH H ^ByMK BaHHHMH KoMHaTaMH. Baa^eabpa ^oMa
coKpaTHHH Ha pa5oTe, h eMy Tpe5oBaaocb Hpo^aTb ^om b tot ^e ^eHb,
BeflHWH nana, BoraxwH Hana
161
Kor,^a Mm c hhm DCTpoTnnncD, t.k. Dna^ono^ c comdoh Dmoa^an na mh xeabCTBO D KaaH^opHHro, r,ae ero ^^aaa Apyraa pa6oTa.
BaaAeae^ xoTea 102000 $, a mh npeAHO^HHH Bcero 79000 $. Oh B3aa ^eHbTH HeMe^aeHHo. ^om 5hh npHoGpeTCH no^ TaK Ha3HBaeMyro HeKBa^H^H^HpoBaHHyro ccy,ay, o3HaHaBrayro, hto ^a^e HeaoBeK, ne HMe- ra^HH pa5oTH, Mor KynHTb ^om 5e3 c^hk^hh 5aHKHpa. BHa^eHe^ ^oMa 5hh floa^eH no ccy,ae 72000 $, a 3HaHHT, MoeMy ^pyry 5hhh ny^HH Bcero 7000 $, cocTaBaara^He pa3HH^y Me^^y floaroM no ccy,ae h cyM- moh, 3a KoTopyra ^om npoAaBaaca. KaK ToabKo BHaAeae^ ^oMa BHexaa, moh npHaTeab cflaa ^om b apen^y. Hocae onaaTH Bcex pacxo^oB, BKara- Haa TeKy^He pacxo^H no 3aKHa^HoH, moh npHaTeab Kaaa okoho 125 $ b KapMaH e^eMecsHHo.
Oh naaHHpoBaH ^ep^aTb ^om b TeHeHHH 12 aeT, a hto5h 5HcTpee BHHaaTHTb 3aKaa^Hyra, npHnaracoBHBa^ k ochobhhm BHnaaTaM h 125 $ apeH^HHx ^ener e^eMecsHHo. Mh Ho,acHHTaaH, hto Hepe3 12 aeT 3Ha- HHTeabHaa HacTb 3aKaa^HoH 5Haa 5h BHHaaHeHa, h moh HpHSTeab mot 5h BHcBo5o^HTb 800 $ B Meca^ k ToMy BpeMeHH, KaK ero HepBHH pe- 5chok Horaea 5h b Koaae^^. HpHaTeab mot TaK^e Hpo^aTb ^om, ecaH 5h ^ena ^oMa Bo^pocaa.
B 1994 r. phhok He^BH^HMocTH b OeHHKce BHe3aHHo H3MeHHaca, H MoeMy HpHaTeara Hpe^ao^HaH 156000 $ 3a tot ^e caMHH ^om. A Hpe^- ao^HH KaK pa3 ^Hae^, apeH^oBaBraHH ^om h Hoara^HBraHH ero. HpH- aTeab cHpocHa Mena, hto a ^yMara Ha otot chct, h a, ecTecTBeHHo, cKa- 3aa, hto cae^yeT Hpo^aBaTb.
H bot y Moero HpHSTeaa HoaBHHHcb hohth 80000 $, kotophmh oh Mor oHepHpoBaTb. ^ Hepe3BoHHa e^e o^HoMy 3HaKoMoMy b Octhh, Te- xac, KoTopHH homot BHo^HTb 3TH 80000 $ B o^HH MHHH-cKHa^. Hporaao 3 Meca^a, h moh HpHSTeab h3 OeHHKca naHa^ HoayHaTb HeKH hohth b 1000 $ B Meca^. flaHHHH Aoxo^ cTaa HaHpaBaaTbca b ceMeHHHH ^oh^ 5y,ay^ero KoaaeA^Horo o5pa3oBaHHa, h ^oh^ cTaa pacTH ropa^^o 5hc- Tpee. B 1996 r. MHHH-cKaa^ 5hh Hpo^aH, h moh HpHSTeab h3 OeHHKca HoayHHH HeK Ha hohth 330000 $. 3th ^enbTH cnoBa 5hhh Bao^eHH b hobhh HpoeKT, ot KoToporo moh HpHSTeab cTaa HoayHaTb ^oxo,a b 3000 $ B Meca^, TaK^e HaHpaBaaBraHHca b ^oh^ Koaae^^Horo o5pa3oBaHHa. TeHepb oh a5coaraTHo yBepen, hto ero ^eab ckohht^ 400000 $ aerKo ^ocTH^HMa, a eMy HoTpe5oBa^ocb aHrab 7000 $, hto5h HaHaTb, h neMHo^- ko ^HHancoBoH My,apocTH. Ero ^eTH cMoryT Ho3BoaHTb ce5e to o5pa3o- BaHHe, KoTopoe Ho^eaaraT, a moH HpHSTeab Mo^eT BocHoab3oBaTbca aKTHBoM, KoropHH TeHepHpyeT ero 5H3Hec, hto5h o5ecHeHHTb ^ocToHnyra HencHra. B pe^yabTaTe ycHeranoH HHBecTH^HoHHoH cTpaTerHH, y Moero HpHSTeaa ecTb Bo3Mo^nocTb panbrae otoHth ot ^ea.
CHacH^o 3a to, hto hpohhh OTy KHHry. Ha^eracb, hto KHHra o5ec- HeHHaa bhm oHpe^eaeHHoe HoHHMaHHe Toro, khk HcHoab3oBaTb cHay ^eHer, pa5oTara^Hx na Bac. Hto5h BH^HBaTb cero^Ha, HaM Tpe5yeTca 5oab- raaa ^HHaHcoBaa My,apocTb. MHcab o tom, hto flaa 3apa5aTHBaHHa ^ener
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