Beflhwh nana, Boraxwh hana

162 Po5epx T. KHOcaKH, 0apoH

ncHTcp

Hy^HH HeMaawe ^eHbrH, CBOHCXBeHHa ^HHancoBO HeHCKyracHHHM aro,aaM. 3to He O3HanaeT, hto TaKHe aro,aH HHmeHH paayMHOCTH. Ohh npocTO He H3ynaHH HayKy 3apa5aTHBaHHa ^eHer.

fleHbTH - 3TO cyTb H^ea. Echh bh xoTHTe HMeTb 5oHbrae ^eHer, npocTO H3MeHHTe cBoe MHraaeHHe. Ka^^HH neaoBeK, hto-to ^o5HBraHHca B ^HHancoBOM naaHe, HaHHHaa c Maaoro, c H^eH, KOTopaa, co BpeMeneM npHHocHaa BHyraHTeabHHe nao,aH. C othm ^e mh cTaaKHBaeMca, roBopa o5 HHBecTHpoBaHHH. HHBecTHpoBaHHe HaHHHaeTca c He5oabraHx KanHTaaoBHO^eHHH, KOTopHe co BpeMeneM o5opaHHBararca 3HaHHTeabHoH npH^HHbra. ^ BcTpeHara TaK mhoto ara,aeH, KOTopHe TpaTST cboh ^h3hh, roHaacb 3a 5oabraoH c^eaKoH, h cTapaacb coKOHOMHTb KyHy ^ener no^ 5oabrayra c^eaKy. Ho 3to - rayno. OHeHb HacTO a BH^y HeonHTHHx HHBecTopoB, BKaa^HBara^Hx coaH^HHe ^enbTH b o^Hy c^eaKy h 5hctpo Tepara^Hx hohth Bce KanHTaaoBao^eHHa. 3th ara,aH MoryT 5HTb XOpOraHMH pa5oTHHKaMH, HO HHKy,aHraHHMH HHBecTopaMH.

B BOHpoce ^eHer ny^HH o5pa3OBaHHe h My,apocTb. HaHHHaHTe 5HcTpee. KyHHTe KHHry. HoH^HTe Ha ceMHHap. HpaKTHKyHTecb. ^bh-

raHTecb HOTHxoHbKy. ^ HpeBpaTHa 5000 $ naaHHHHMH b ^kthb p^bhhH o^HOMy MHaaHOHy $, hphhock^hH 5000 $ b Mecap hhctoto Aoxo^a Me- Hee HeM 3a 6 aeT. Ho a naHaa yHHTbca HOHHMaTb, hto TaKoe ^enbTH e^e 5y,ayHH pe5cHKOM. ^ coBeTyra BaM yHHTbca pa5oTaTb c ^eHbraMH, HOTOMy HTO He TaK y^ oto Ta^eao. B caMOM ^eae, KaK ToabKO bh naHHCTe HOHHMaTb, HTO K HeMy, BH y5e^HTecb, HTO ^aHHaa pa5oTa BaM ho cHaaM.

flyMara, hto BaM acno Bce, o hcm a roBopHa. To, hto OKa^eTca b BaraHx KapManax, 3aBHcHT ot BaraeH roaoBH. fleHbTH - oto aHrab H^ea. EcTb HpeBocxoflHaa KHHra, Ha3HBara^aaca “flyMaH h cTanoBHcb 5ora- thm”. Ha3BaHHe, KaK bh bh^ht^, He “Tpy,^Hcb ycep^HO h cTanoBHcb 5oraTHM”. HayHHTecb TOMy, KaK 3acTaBHTb ^enbTH ycep^Ho pa5oTaTb na Bac, H Baraa ^H3Hb cTaneT aerHe h cHacTHHBee. Cero^Ha na^o cTpeMHTbca He ^eHcTBOBaTb HaBepnaKa, a cTpeMHTbca ^eHcTBOBaTb pa^yMHo.



BeflHWH nana, BoraxwH Hana


163


BEPHTECb 3A ^E^O!


Bccm BaM ^aHH ^Ba BcaHKHx ^apa: Bara paayM h aarae BpcMa. BaM BHGnpaTb, HTO c hhmh ^eaaTb. C Ka^^HM ^oaaapoM, nona^ara^HM BaM B pyKH, BH H ToabKO BH HOHyHaeTe BaacTb B onpefleaeHHH CBoen cy,ab6H. HoTpaTbTe ^eHbTH 5e3^apHo, h bh BH^epeTe ce6e yflea 5e^HHx. HoTpaTbTe ^eHbTH Ha HaccHB, H BH HpHcoe^HHHTecb K cpe^HeMy Kaaccy. Bao^HTe ^eHbTH B cboh pa3yM, HayHHTecb, KaK HpHo5peTaTb aKTHB, h bh BH5epeTe 5oraTCTBo, KaK cbom peab h cboc 5y,ay^ee. Bh5op 3a b^mh h ToabKo 3a BaMH. Ka^AHH ^eHb, c k^^ahm ^oHaapoM bh peraaeTe, 5y,aeTe hh 5oraTHM, 5e^HHM hhh cpe^HHM KaaccoM.

PeraHTe Ho^eHHTbCa OTHMH 3HaHH3MH co CBoHMH ^eTbMH, H BH Ho,a-

roToBHTe Hx K ToMy, hto Hx o^H^aeT B ^H3HH. Hhkto He CfleaaeT ototo BMeCTo Bac.

Barae 5y,ay^ee h 5y,ay^ee BaraHx ^eTeH oHpe^eHaeTca TeM bh5o- poM, kotophh bh cfleaaeTe cero^Ha, a He 3aBTpa.

^eaaeM BaM 5oabraoro 5oraTCTBa h 5oabraoro CHacTba b ^h3hh - caMoM 5ecpeHHoM ^ape, kotophm Baa^eeT HeaoBeK.

Po6epm T. Kuocqku, 0apou ^Penmep



164

negxep


Po5epx T. KHOcaKH, 0apoH


PcK^aMa o6pa30Baxe^bHwx npoayKxoB

Po6epxa KHocaKH

B MHpe ^eHer cy^ecxByrox xpn paaaHHHHx BH^a ^oxo,aa

1. 3apa5oxaHHHH Aoxo^.

2. naCCHBHHH ^oxo^.

3. nopx^oaHo Aoxo^.

Kor,aa moh Hacxoa^HH oxep roBopHa MHe, hto5h a raea b raKoay, yHHHca H HCKaa Ha^e^Hyra, 5e3onacnyra pa5oTy, oh peKoMeH^oBaa MHe pa5oTaTB Ha 3apa5oTaHHHH Aoxo^. Kor,aa moh 5oraTHH oTep tobophh, hto 5oraTHe He pa5oTarar na ^eHbrH, a 3acTaBaaraT ^enbrH pa5oTaTb Ha ce5a, oh tobophh o naccHBHoM ^oxo^e h ^oxo^e nopT^oaHo. naccHBHHH Aoxo^a B 5oabraHHcTBe cayHaeB - oto TaKoH ^oxo^, kotophh H3BaeKaeTca H3 HHBecTHpHH B He^BH^HMocTb. floxo^ HopT^oHHo - 3To Aoxo^, H3BaeKaeMHH h3 aKpHH, o5aHrapHH, peHHHx 5yMar. floxo^ Hopr^oaHo ^eaaeT EHaa TeHTca caMHM 5oraTHM HeaoBeKoM b MHpe, a ne 3apa5oTaHHHH Aoxo^.

EoraTHH oTep roBopHa: “Khmh k cTanoBaeHHra 5oraTHM - oto yMe- HHe KoHBepTHpoBaTb 3apa5oTaHHHH Aoxo^ B HaccHBHHH ^oxo,a h/hhh Aoxo^ HopT^oaHo KaK mo^ho 5HcTpee”. Oh tobophh: “Ha 3apa5oTan- HHH Aoxo^ HaaorH caMHe bhcokh^. HaccHBHHH Aoxo^ naHMenee o5ao- ^eH HaaoraMH. 3to e^e o^Ha HpHHHHa, HoHeMy bh xoTHTe, hto5h BaraH ^eHbTH ycep^Ho pa5oTaaH na Bac. HpaBHTeabcTBo 5oabrae o5aaraeT HaaoraMH 3apa5oTaHHHH Aoxo^, HeM Aoxo^, r,ae BaraH ^eHbTH ycep^Ho pa5oTaraT na Bac”.

B MoeH BTopoH KHHre “KBa^paHT ^BH^eHHa ^ene^HoH naaHHHoc- th” a paccKa3HBara o 4-x pa3HHHHHx THHax ara,aeH, h3 kotophx coctoht MHp 5H3Heca. 3to “E” - pa5oTHHK, “S” -Hpe^cTaBHTeab Maaoro caMo- cToaTeabHoro 5H3Heca, “B” - Baa^eaep KpyHHoro 5H3Heca h “I” - HHBe- cTop. EoabraHHcTBo ara,aeH H^yT b raKoay, hto5h nayHHTbca, KaK cTaTb “E” HHH “S”. B KHHre ohhc^hh cy^ecTBeHHHe pa3HHHHa Me^^y Ha3Ba- HHMH HeTHpbMK pa3HHHHHMH THHaMH ara,aeH H paccKa3HBaeTca o tom, KaK ara,aH MoryT Menee BHro^HHH ceKrop H3MeHHTb Ha 5oaee BHro^HHH. no cy^ecTBy, 5oabraHHcTBo naraHx Hpo^yKToB co3^aHH ara,aeH b

ceKTopax “B” h “I”.

B MoeH TpeTbeH KHHre “nyTeBo^HTeab 5oraToro oTpa HHBecTHpy- m^hm” a ^eTaabHo paccKa3HBara o Ba^nocTH KoHBepTapHH 3apa5o- TaHHoro Aoxo^a b HaccHBHHH ^oxo,a h ^oxo,a hopt^ohho. EoraTHH oTep roBopHa: “3a^aHa nacToa^ero HHBecTopa KoHBepTHpoBaTb 3apa5oraHHHH Aoxo^ B HaccHBHHH Aoxo^ h aoxo^ hopt^ohho. Echh bh 3HaeTe, hto ^eaaeTe, HHBecTHpoBaHHe ne aBaaeTca phckob^hhhm ^eaoM Bac. Hy^en aHrab 3ApaBHH cmhch”.



165


BeflHWH nana, BoraxwH Hana

K ^UHHHCUBUU CBuGu^e

Knron k ^HHaHCOBOH CBo5o^e h 6oabraoMy GoraxcxBy ae^Hx b yMCHHH HeaoBeKa KoHBepxHpoBaxb 3apa5oxaHHHH aoxo^ b naccHBHHH ^oxo,a h/hhh aoxo^ nopx^oaHo. Moh 5oraxHH oxep noxpaTHa Maccy BpeMeHH, o5yHaa nac c MaHKoM OToMy yMeHHra. O^aaflaa othm yMeHHeM, a H Moa ^ena Khm cero^Ha ^HHancoBo He3aBHcHMHMH HaM He ny^no mhoto pa5oTaTb. Mh npo^oH^aeM pa5oTaTb, 3aHHMaacb HHrab TeM, hto HaM HpaBHTca. Cero^Ha mh Baa^eeM KoMnaHHeH, HHBecTHpyra^eH b He^BH^HMocTb H3BHeHeHHa HaccHBHoro ^oxo,aa, npHHHMaeM yHacTHe

B HacTHoM pa3Me^eHHH peHHHx 5yMar, b oHepapHax c aKpHSMH H3BaeHeHHa floxo^a hopt^ohho.

Mh coTpy,aHHHaeM c naraHM ^eaoBHM HapTHcpoM 0apoH ^eHTep, cTpoa BMecTe c neH ^HHancoByra o5pa3oBaTeabHyra KoMHaHHra, KoTopaa 3aHHMaeTca H3^aHHeM khht ho ^HHancoBoMy o5pa3oBaHHra, pacHpocTpaneHHra aHaaorHHHHx ay,aHo- h BH^eoKacceT, Hrp. Hepe3 naraH o5pa3oBaTeabHHe Hpo^yKTH mh cTapaeMca yHHTb ara,aeH TeM 3HaHH3M, KoropHe ^aa MHe moH 5oraTHH oTep, 3HaHH3M o tom, KaK KoHBepTHpoBaTb 3apa5oTaHHHH Aoxo^ B HaccHBHHH aoxoa h aoxoa Hopr^oaHo.

TpH HacToabHHe HrpH, KoTopHe mh co3^aaH, oHeHb Ba^HH, hotom^ hto ohh yHaT ToMy, HeMy He yHaT b KHHrax. flyMara, bh e^Ba hh nayHHHHcb 5h KaTaTbca Ha BeaocHHe^e, HpoHHTaB aHrab KHH^Ky, KaK oto ^eaaeTca. HaraH ^HHancoBHe o5pa3oBaTeabHHe HrpH, TaKHe KaK:

“CASHFLOW 101”, o5yHara^aa Hrpa B3pocaHx, h “CASHFLOW ^eTeH” Hpe^Ha3HaHeHH o5yHeHHa htpokob

HaBHKaM HHBecTHpoBaHHa, Hpe^Ha3HaHeHH o5yHeHHa ToMy, KaK KoHBepTHpoBaTb 3apa5oTaHHHH ^oxo,a B HaccHBHHH aoxoa h ^oxo,a HopT^oaHo. HrpH yHaT hphhphh^m anaaH^a xo^aHcTBeHHoH ^eaTeabHocTH, yHaT ^HHancoBoH rpaMoTHocTH. 3th HrpH - e^HHcTBeH- HHe o5pa3oBaTeabHHe Hpo^yKTH b MHpe, KoTopHe yHaT ara,aeH BceM HepeHHcaeHHHM ^eaoBHM HaBHKaM o,aHoBpeMeHHo.

“CASHFLOW 202” aBaaeTca ycoBepraencTBoBaHHoH BepcHeH “CASHFLOW 101”, Tpe5yeT htpoboH ^ockh ot “101”. TaK ^e, KaK h hohhoto HoHHMaHHa “CASHFLOW 101”. HoHaB h^hhphhh HrpH “101”, BH cMo^eTe HrpaTb b Hrpy “202”. “CASHFLOW 101 ” h “CAShFLOW

^eTeH” yHaT hphhphh^m ^yH^aMeHTaabHoro HHBecTHpoBaHHa.

“CASHFLOW 202” yHHT hphhphh^m TexHHHecKoro HHBecTHpoBaHHa. TexHHHecKoe HHBecTHpoBaHHe BKaraHaeT b ce5a choco5h HporpeccHBHoH ToproBHH, TaKHe KaK: Hpo^a^a peHHHx 5yMar hhh ToBapoB na cpoK 5e3 hokphths, c^eaKa c Hpe^BapHTeabHoH HpeMHeH (ohphoh HoKyHaTeaa), c^eaKa c o5paTHoH HpeMHeH (ohphoh Hpo^aBpa), Hy h ^boHhoH ohphoh. HeaoBeK, kotophH HoHHMaeT oth choco5h toptobhh, choco5^h 3apa- 5aTHBaTb ^eHbTH h Tor,aa, Kor,aa phhok Haxo^HTca Ha Ho,abeMe, h Tor,aa, Kor,aa phhok HcHHTHBaeT cHa^. KaK tobophh moH 5oraTHH oTep: “HacToa^HH HHBecTop 3apa5aTHBaeT ^enbTH h na pHHKe, naxo,aa^eMca



166 Po5epx T. KHOcaKH, 0apoH

ncHTcp

Ha no^TeMe, h Ha pwHKe, HcnHXHBaro^eM cna^. box noneMy HacToa^ne HHBecTopw 3apa5aTHBaroT oneHb mhoto”. O^Ha h3 hphhhh, noneMy HacToa^He HHBecTopw 3apa5aTHBaroT 5oabraHe ^eHbrH, 3aKaraHaeTca b tom, hto ohh 5oabrae ^pyrHx ara,aeH BepaT b cboh chhh. EoraTHH oTep tobophh: “Ohh 5oabrae BepaT b cboh chhh, hotom^ hto MeHbrae 5oaTbca HpoHrpaTb”. flpyrHMH caoBaMH, cpe^HHe HHBecTopH ne 3apa5aTHBaraT cToabKo ^eHer, cKoabKo nacToa^He HHBecTopH H3-3a toto, hto ohh oHeHb 5oaTbca HoTepaTb ^enbTH. Cpe^HHe HHBecTopH He 3Harar, KaK 3a^H^aTb

ce5a ot HoTepb, a HMenno OToMy yHHT Hrpa “CASHFLOW 202”.

Cpe^HHH HHBecTop cHHTaeT To HHH HHoe HHBecTHpoBaHHe pHcKoBaHHHM, HoToMy hto ero hhkto HpaBHabHo He o5yHaa, KaK cTaTb Hpo^eccHonaabHHM HHBecTopoM. KaK tobopht caMHH 5oraTHH aMepHKancKHH HHBecTop YoppeH Ea^^eT: “Phck HoaBaaeTca Tor,aa, Kor,aa BH He 3HaeTe, hto ^eaaeTe”. Moh HacToabHHe HrpH yHaT hpocthm ochob^m ^yH^aMeHTaabHoro HHBecTHpoBaHHa h TexHHHecKoro HHBecTHpoBaHHK B Hpopecce HrpH.

H^pe^Ka a caHray, KaK kto-to tobopht: “BaraH o5pa3oBaTeabHHe HrpH oHeHb ^oporHe”. (“CASHFLOW 101 ctoht 195$, “CASHFLOW 202” ctoht 145 $, a “CASHFLOW Aaa AeTeH” ctoht 79$. 3to peHH b CfflA). Bce HaraH HrpoBHe Hpo^yKTH - oto ^aBepra^HHHe o5yHara^He HporpaMMH, KoTopHe BKaraHaraT e^e h ay,^HoKacceTH, BH^eoKacceTH h/ HHH KHHTH. (E^HHcTBeHHaa HpHHHHa, HTo HTpH cToabKo ctokt, 3aKaraHaeTca b BHHycKe orpaHHHeHHoro KoaHHecTBa Hrp b ro^). TaK bot, Kor,aa Mena yHpeKaraT b ^oporoBH3He Hrp, a oTBeHara: “HrpH, ^eHcTBHTeabHo, ^oporHe... oco5eHHo ho cpaBHeHHra c pa3BaeKaTeabHHMH HacToabHHMH HTpaMH”. A Hpo ce5a ^o5aBaara: “Ho moh HrpH ne cToab ^oporH, KaK o5pa3oBaHHe b Koaae^^e, KaK BKaaHBaHHe bcm ^H3Hb na 3apa5oTaHHHH ^oxo^, KaK BHHaaTa Hpe3MepHHx HaaoroB, KaK ^H3Hb b cTpaxe HoTepaTb Bce cboh ^enbTH Ha HHBecTHpHoHHoM pHHKe”.

Kor,aa H3pe^Ka a cayraara Hbe-To 5opMoTaHHe o penax Ha HrpH, MHe Ka^eTca, hto a caHray, KaK moh 5oraTHH oTep tobopht: “Echh bh xoTHTe cTaTb 5oraTHM, bh ^oh^hh 3HaTb, Ha KaKoH bh^ ^oxo,aa cae^yeT ycep^Ho pa5oTaTb, KaK coxpaHHTb BH5paHHHH bh^ ^oxo,aa, KaK 3a^HTHTb ero ot HoTepb. B otom khmh k 5oabraoMy 5oraTcTBy”. EoraTHH oTep TaK^e roBopHa; “Echh bh He HoHHMaeTe oraHHHa Me^^y TpeMa bh^^mh ^oxo,aoB H He yHHTecb ToMy, KaK HoayHaTb h 3a^H^aTb Te aoxo^h, bh, BepoaTHo, HoTpaTHTe Bcra cbom ^H3Hb, 3apa5aTHBaa Menbrae, HeM MoraH 5h, h pa5oTaa ycep^Hee, HeM ^oh^hh 5hhh 5h”.

Moh 5e^HHH oTep cHHTaa, hto xoporaee o5pa3oBaHHe, xoporaaa pa5oTa H ro^H ycep^Horo Tpy,aa 5hhh TeM, hto Tpe5oBaaocb HeaoBeKy, ^a5H cTaTb ycHeraHHM. Moh 5oraTHH oTep Hoaaraa, hto Ba^no 3HaTb othhhhk Me^^y TpeMa bh^^mh ^oxo^ob h Ha KaKoH bh^ ^oxo^a ycep^Ho pa5oTaTb, HeMy h yHHa Hac c MaHKoM. B otom 5oraTHH oTep ycMaTpH- Baa ocnoBy ^HHancoBoro o5pa3oBaHHa. SnaHHe othhhhH Me^^y TpeMa BH^aMH ^oxo,aoB H HpHo5peTeHHK HHBecTHpHoHHHx HaBHKoB, KaK



BeflHWH nana, BoraxwH Hana

167

n3DnoKaTD paann^nmo ^oxo,^m,—dot ^OMy oao^yoT nay^nTDoa TOMy, kto CTpoMHTca npHo6pooTH 6oabraoo 6oraTOTDO h ^oothhd ^HHanooDOH ODo6o,aH, ooo5oro DH^a odoGoah, h^doothoto aHrab homhothm. KaK 6oraTHH otop yTDop^^aoT d ypoKo ^ 1: “EoraTHo ho pa^orarar Ha ^oHbrH. Ohh 3HaraT, KaK 3aoTaDHTb ^ohdth yoopflHo pa5oTaTD na oo5a”, 5oraTHH otop roDopHa: “3apa5oTaHHHH Aoxo^ - oto ^oHbrH, na kotopho dh pa5oTaoTo, a ^accHDHHH aoxoa h aoxo^ nopT^oaHo - oto aohdth, pa5oTara^Ho na Dao”. 3naHHo Toro, hto oTHHnaoT o^hh aoxo^ ot ^pyroro, Door^a 5hho d^^hhm d mooh ^h3hh. Hhh a mot 5h DHpa3HTboa 3aKaraHHToaDHoH otpohkoh npHDoflOHHoro panoo oTHxoTDopoHHa Po5opTa OpooTa: “H d otom 5hho doo aoho”.182





‘CASHFLOW aotoh”





‘CASHFLOW 101





‘CASHFLOW 202”


KaKOH nyxb oSyneHHH caMuH ^erKHH H caMMH ^yHmHH?

B 1994 r., oTaD ^HHaHooDo oDo5o,aHHM, a HoKaa do^mo^hootd o5y-

HaTD ara,aoH ToMy, hom^ nayHHa mohs moh 5oraTHH otop. Hhhto ho ^aeT 5oabrao 3HaHHH, hom htohho khht. Ho htohho khhth Maao homo^ot DaM d yMoHHH KaTaTDoa Ha DoaooHHoflo. Mho ^aDHo 5hho aono, hto 5oraTHH otop o5yHaa mohs Hopo3 hodtopohho 3HaHHH. Bot HoHoMy a h HaHaa C03AaDaTb o5pa3oDaToaDHHo HaoToaDHHo HrpH, ^aDaDraHo do^mo^hootd hodtopohhs 3HaHHH. ^ yDopoH, HTo HrpH aDaaraToa oaMHM aerKHM h oaMHM ayHraHM ohooo^om H3yHoHHa ^odohdho oao^HHx hpo^motod.

Eohh dh totodh yHHTDoa, KaK HpHo5poTaTD 5oabrao HaooHDHoro ^oxo- ^a H ^oxo,aa HopT^oaHo, HrpH “CASHFLOW” MoryT oTaTD d otom Haano hopdhm dd^hhm raaroM Dao. Eohh dh totodh yayHraHTD odoo ^HHaHooDoo o5pa3oDaHHo, DaM ^aeToa do^mo^hootd 5o3 MaaoHraoro pHoKa HpH^orHyTD K homo^h HaraHx HrpoDHx Hpo^yKToD. Eoaoo Toro, 90 ^hoh HrpaTD HpaKTHHooKH 5ooHaaTHo. Boo, o hom a Dao Hporay, oto, k^hhd Hrpy, xots 5h 6 pa3 ^o Konpa HoHrpaHTo d hoo oo



168 Po5epx T. KHOcaKH, 0apoH

ncHTcp

CBOHMH ^pyabKMH B xeHeHHe xex ^e 90 ^Hen. Kchh noHyBCTByexe, hto HHHeMy He HayHHHHCB, HHH HrpH CHHfflKOM CHO^HH BaC, BO3BpaTHTe Hrpy B XOpOraeM COCTOHHHH, H MH 5y,aeM CHaCTHHBH BO3BpaTHTb BaM BaraH ^eHbTH. Ha^O HOHrpaTb b HrpH, ho MeHbraen Mepe, pa3a ^Ba, hto5h HOHHTb HpaBHaa H CTpaTerHH Hrp. HoHrpaB 2 pa3a, bh y5e^HTeCb, hto flaaee HrpaTb CTaneT aerHe, bh CTaneTe HoayHaTb ot Hrp 5oabrae y,aoBoab- CTBHH, CTaneTe 5HCTpee HeMy-TO yHHTbCa. Echh bh HOKyHaeTe Hrpy “CASHFLOW” H He HrpaeTe b nee, Tor,aa Hrpa Aaa BaC - OHeHb ^oporaa. Echh ^e bh HOHrpaeTe b KaKyra-TO Hrpy xoth 5h raeCTb pa3, a CHHTara, bh HaH^CTe Ka^^yra h3 Hrp “CASHFLOW” 5eCpeHHOH.



BeflHWH nana, BoraxwH Hana


169

QB ABTOPAX


PoSepT T. KnocaKH

“PnaBHaa npHHHHa Toro, hto aro,aH HCHHTHBaroT ^HHaHCOBHC npo5aeMH, aaKaroHacTca b tom, hto, HOTpaTHB ro^H b raKoae, ohh hhhcto HC ysHaaH o tom, hto TaKoe ^eHbrH. B peayabTaTe ara,aH yHaTca pa5oTaTb Ha AeHbTH..., ho HHKor,aa He yHaTca ToMy, KaK aacTaBHTb ^eHbTH pa5oTaTb Ha ce5a”, - tobopht Po5epT.

Po,aHBraHHca H BHpocraHH Ha PaBaHax, Po5epT aBaaeTca HpeflcTaBHTeaeM HeTBcpToro HoKoaeHHa aHonpeB, HepeceaHBraHxca b AMepHKy. Oh hpohcxo,^ht h3 H3BecTHoH ceMbH He^aroroB. Ero oTep Bo3raaBHaa komht^t ho o5pa3oBaHHra b raBaHcKoM HpaBHTeabcTBe. 3aKoHHHB cpe^Hrara raKoay, Po5epT HoayHaa o5pa3oBaHHe b Hbra-HopKe, a 3aTeM Horaea cay^HTb b BMO. Ey,ayHH o^HpepoM, hhhotom 5oeBoro BepToacTa, Po5epT BoeBaa bo BbeTHaMe.

BepnyBraHcb c bohhh, Po5epT HaHaa cbom fleaoByra Kapbepy. B 1977 r. oh ocHoBaa KoMHaHHra, cTaBrayra BHHycKaTb HepBHe HeHaoHoBHe 5yMa^HHKH “cep-^ep”, pa^orae^raHeca ho BceMy MHpy h HpHHecraHe mhotomhhhhohhhh Aoxo^. Po5epT h ero Hpo^yKT hoh^hh Ha cTpaHHpH H3BecTHeHraHx H3AaHHH, TaKHx KaK: “Runner”s World”, “Gentleman”s Quarterly”, “Success Magazine”, “Newsweek” h ^a^e “Playboy”.

OcTaBHB ^eaoBoH mhp, Po5epT ocHoBaa b 1985 r. Me^^ynapo,aHyra o5pa3oBaTeabHyra KoMHaHHrn, oHepHpoBaBrayrn b 7 cTpanax, o5yHaBrayrn 5H3Hecy H HHBecTHpoBaHHrn ^ecsTKH thcsh ara,aeH.

C 47 aeT Po5epT 3aHHMaeTca TeM, hto ^ocTaBHaeT eMy HaH5oabraee y,aoBoabcTBHe, T.e. HHBecTHpoBaHHeM. 03a5oHeHHHH pacTy^en HpoHacTbrn Me^^y hm^^hmh h HeHMy^HMH, Po5epT co^^aH HacToabHyra Hrpy “CASHFLOW”, o5yHara^yra o5pa^eHHrn c ^eHbraMH, T.e. ToMy, hto Hpe^^e 5hho H3BecTHo HHrab 5oraTHM.

Po5epT 3aHHMaeTca oHepapHSMH c He^BH^HMocTbra h pa3BHTHeM MaaeHbKHx KoMHaHHH, ho nacToa^aa ero ara5oBb h cTpacTb oT^aHH o5yHeHHrn. Po5epTy oTBe^eHo HoHCTHoe MecTo cpe^H t^khx rHraHToB, KaK: 0r Man^HHo, 3ht 3Hraep h Ohtohh Po55hhc. HocaaHHe Po5epTa KHocaKH ara,aaM 3ByHHT coBepraeHHo acno: “Hhh bh yHpaBaaeTe cbohmh ^HHancaMH, hhh HaaraeTe ho^ hx ^y,aoHKy bcm ^H3Hb. Bh hhh xo33hh ^ener, hhh pa5 ^eHer”. Po5epT hpobo^ht ^anaTHa, KoTopHe ^aaTca ot 1 Haca ^o 3 AneH, o5yHaa ara,aeH ceKpeTaM 5oraTHx. Oh yHHT ara,aeH, KaK HHBecTHpoBaTb c MHHHMaHbHHM phckoM, H3BHeKaa BHcoKHH ^oxo,^. Oh yHHT ara,aeH, KaK hm yHHTb cbohx ^eTen, hto5h ^eTH cTaaH 5oraTHMH. Po5epT yHHT, KaK 3aHycKaTb KoMHaHHH h Hpo^aBaTb hx. Bca ^eaTeabHocTb Po5epTa HpoHH3aHa octphm ^eaaHHeM homoh^ ara,aaM pa35y,^HTb ^HHancoBoro reHHa, Haxo^a^eMca b Ka^^oM, ho Ha^e ^peMHra^ero.

Bot hto roBopHT o pa5oTe Po5epTa BceMHpno HpH3HaHHHH opaTop



170

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Po5epx T. KHOcaKH, 0apoH


H HHca

xeab 3htohh Po55hhc: “05pa3OBaxeabHaa pa5oxa Po5epxa Khoc^kh HeccT B ce5e CHay, My,apocTb h CHoco5na MenaTb HeaoBenecKHe ^h3hh. ^ HpHBeTcTByro ero ycHHHa h HoA^ep^HBaro ero o5eHMH pyKaMH”.

Bo BpeMK HHHeraHHx THraHTcKHx OKonoMHHecKHx HepeMeH to, hto AeaaeT Po5epT Khoc^kh, 5ecpeHHo.

0apoH ^CHTep

^ena h MaTb TpoHx ^eTen, cHepHaaHcT ho anaaH^y MeTo^oM KpHTHHecKoro HyTH, KoncyHbTaHT Ho HpoH3Bo,acTBy HrpyraeK H H3AaTeabcKoMy Aeay, BaaAeaep co5cTBeHHoro 5H3Heca, fflapon ^eHTep HaHpaBHaa cboh Hpo^eccHonaHbHHe ycHHHa b c^epy o5pa3oBaHHa.

0na 3aKoHHHaa Tocy,aapcTBeHHHH yHHBepcHTeT bo 0.ropH^e, ho^hhb yHCHyra cTeHeHb ho 5yxraaTepcKoMy yHCTy. 3aTeM 0apoH cTaaa pa5oTaTb B o^hoh h3 KpyHHHx 5yxTaHTepcKHx ^HpM, 3aHHMaaacb 5yxraaTepcKoH pa5oToH B komh^hhh, cBa^aHHoH c KoMHbraTepnoH HH^ycTpHeH, 5Haa HaaoroBHM ^HpeKTopoM b HapHoHaabHoH cTpaxoBoH komh^hhh, cTaaa ocHoBaTeaeM h coBaa^eabpeM HepBoro perHoHaabHoro ^encKoro ^ypnaaa B BHcKoncHHe.

no Mepe Toro, KaK pocaH ee ^eTH, 0apon cTaaa y,aeaaTb 5oabrae BHHMaHHK Hx o5pa3oBaHHM. Ehho peaoH Hpo5aeMoH 3acTaBHTb ^eTeH HHTaTb. 0hh oxoTHee cMoTpeaH TeaeBH3op.

fflapoH c 5oabraHM 3HTy3Ha3MoM o5beflHHHaa chhh c H3o5peTaTeaeM HepBoH oaeKTpoHHoH “roBopa^eH khhth” h HoMoraa pacraHpHTb phhok c5HTa 3thx H3AeaHH ho BceMy MHpy, co^eHcTBya Hpo,aa^e “roBopa^Hx khht” Ha MHorHe MHaaHoHH ^oaaapoB. Cero^Ha ona ocTaeTca HHonepoM B pa3BHTHH hobhx TexHoaoTHH, cHoco5cTByra^Hx Bo3Bpa^eHHra khhth

B ^eTcKHe ^H3HH.

HeM cTaprae cTanoBHHHcb ^eTH 0apon, TeM HHTencHBHee ona 3aHHMaaacb o5pa3oBaHHeM cbohx ^eTeH. 0na aKTHBHo HoMoraaa ^eTSM oBaa^eBaTb MaTeMaTHKoH, KoMHbrarepaMH, cae^Haa, hto5h ohh 5oabrae HHTaaH H rpaMoTHo HHcaaH.

“Haraa coBpeMeHHaa o5pa3oBaTeabHaa cHcTeMa ne b coctokhhh H^TH B Hory c r.ro5aabHHMH h TexHoaorHHecKHMH HepeMenaMH b cero^HaraHeM MHpe. Mh ^oh^hh o5yHaTb naraHx Moao,aHx ara,aeH KaK raKoabHHM ^HcpHHHHHaM, TaK H ^HHaHcoBHM BoHpocaM, hto5h ohh

MoraH He ToabKo HHrab BH^HBaTb, Ho H HpopBeTaTb B ToM MHpe, r,ae HM Hpe^cToHT ^HTb”.

B KaHecTBe coaBTopa khht “EoraTHH HaHa, Be^HHH HaHa” h “KBa^paHT ^BH^eHHK ^ene^HoH HaaHHHocTH” 0apon ^eHTep HaHpaBaaeT cboh ycHHHa Ha homo^^ b co3^aHHH o5pa3oBaTeabHHx HHcTpyMeHToB ara5oro HeaoBeKa, 3aHHTepecoBaHHoro b yayHraeHHH cBoero ^HHancoBoro o5pa3oBaHHa.