How Anyone Can Build a pipeline Of

50-Year Pipeline Plan 
CDs & T-Bills 
Social Security 
Pension Funds 
401 (k) 
Stocks & Bonds 
IRAs 
Your Home 
Real Estate 
But I’m also a big believer in climbing oak trees! 
I call climbing oak trees the “5-Year Pipeline Plan.”
It accomplishes the same goal as the 50-Year 
Pipeline Plan – financial independence and security.
But it only takes 10% of the time! 
That’s why I’ve spent time, money, and effort in 
building several fast-growing businesses. Instead of 
having to wait 50 years to get to the top of the tree, I 
can build a business that gets me there in two to five 
years. 
$ 
$ 
$ 
$ 
$ 
$ 
$ 
$ 

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57 
5-Year Pipeline Plan 
Independent Business Owner 
Time Levels the Playing Field 
The beauty of time leverage is that we’ve all been 
given the same amount of time. Which means time 
levels the playing field between rich people and 
average income earners. Whether you’re Donald 
trump… or Donald the dump truck driver… 
everyone has been given the same amount of time 
each day. 
That’s why I call time leverage the “People’s 
Pipeline.” Time is available in equal amounts to 
everyone, whether they’re rich or poor… man or 
woman… black or white… college educated or high 
school dropout… young or old. You can’t say that 
about money, now can you? 
Think of it this way. Wouldn’t it be great if you 
and everyone else could start every single day with 
$1,440 in your personal bank account? The money 
would be yours and yours alone and no one could 
tell you what to do with it. You could spend it… 
invest it… blow it… burn it… give it away… 
leverage it… or waste it, knowing that the next 
morning, you’d wake up with another $1,440 in 
your account. If everyone could start off every day 
with $1,440, it would be a better, more fair world, 
wouldn’t it? 
But as we’re all well aware, that’s not the case.
When it comes to money, life isn’t fair. Some 

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58 
people are born with a silver spoon in their mouths.
Some with a plastic spoon. Some with nothing but 
their own thumb. Fair? Maybe not. But as the 
song says, “That’s Life.” 
We don’t all start every day with $1,440 in our bank 
accounts – that’s for sure. As for time – that’s a 
different matter.
We DO all start every day with 
1,440 minutes in our time account
(24 hours a day 
times 60 minutes an hour). 
Since we all get the same amount of time, the 
difference between people who live paycheck to 
paycheck and people who are financially free is 
how they use their daily allotment of 1,440 minutes!