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Middle Class Still Living Paycheck to 
Paycheck 
Flash forward 100 years to 2001. 
The median family income today is $47,000. There 
are more cars in this country than people. Most 
families own at least two TVs. Life expectancy is 
l75. Today, average people have more disposable 
income…more leisure time…and more career 
options than ever before. 
Yet most of the nation’s 72 million families are still 
living from paycheck to paycheck. Take away 
equity in the family home, cars, and furniture, and 
the average family has zero assets. ZERO! While 
family income is up, so is family debt and hours 
spent working. 
What’s wrong with this picture? 
Are You Plugged into the Wrong System? 
What’s wrong is that too many people have bought 
into the wrong plan. They’re plugged into the 
wrong system. And they lack a fundamental 
understanding of how wealth is created and 
accumulated. 
I’m going to make a bold statement that may shock 
you. But it is absolutely, unequivocally true.
Ready? 
The simple, unvarnished truth is that today
becoming a millionaire is a matter of choice, not 
chance! 
That’s right – today, virtually anyone earning a 
middle class income can become a millionaire.
Impossible? Not at all. Actually, it’s really quite 
simple. 


iii 
If you want to become a millionaire today, all you 
need to do is follow these three steps: 
1)
Understand how wealth is created and 
accumulated 
2)
Copycat proven systems of wealth 
creation 
3)
Be consistent over time. 
That’s it – that’s all it takes for average people to 
accumulate 

million 
dollars 
in 
assets:
Understanding. Copying. And consistency. 

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