Get insured through your partner. A number of business owners wrote to
tell me that they relied on their spouse or partner’s job to cover both of
them while they worked full-time or part-time in the business. Courtney
Carver was diagnosed with multiple sclerosis in 2006, and her medical bills
would be $8,000 a month without insurance. “I feel fortunate that my
husband works for a company that has group insurance,” she says. “For
now, starting a business together with him leaving his job is not an option
because of my medical condition. We are looking at other out-of-state
options for the future but are tied to his job for the insurance for now.”
Of course, this option isn’t available to you if you’re single or if your
partner doesn’t have a job that provides insurance benefits, but if you do
have the option, it may very well be the best one.
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