Collins p o w e r e d b y c o b u I l d I w orfc

2 IN 
5 OUT OF
3 ON 
6 OUT
Exercise 
6
1 Do you have everything you need in order to carry out 
the task?
2 We regret to announce that we have to lav off some 
members of staff.
3 We're taking on three new employees this month.
4 She's not happy in her work, but she's decided to stick 
it out until she finds something else.
5 She used to work in the public sector but she's moved 
into the private sector now.
6 Are you the kind of person who will be able to fit in 
with our way of doing things?
Exercise 7
I D
3 C 
5 B
2 A 
4 E 
6 
F
Exercise 8
1 fit in = be happy and accepted by people
2 stand out = be noticeable and different to other things
3 take you on = employ you
4 set up = started
5 carrying out = doing
6 take on = accept
19 
Business
Exercise 1
1 on 
3 off 
5 down
2 out 
4 up 
6 
over
Exercise 2
1 up 
3 off 
5 off
2 up 
4 out 
6 down
Exercise 3
I D
4 F 
7 E
2 A 
5 B 
8 G
3 C 
6 H
Exercise 4
1 OVER
2 UP
3 OFF 
Exercise 5
1 built on
2 pull out
3 starting up 
Exercise 6
1 turnaround
2 send out
3 to pull out of 
Exercise 7
I started up my own business three years ago. At first 
things really took off - I was making lots of money and 
the customers were happy with my products. I tried hard 
to build on my good relationship with customers. But 
the economy is weak now, so people are less willing to 
hand over money. We'll need to keep our costs down for 
the business to survive another year. I really hope the 
economy turns around soon.
1 Fie started his business three years ago.
2 Yes, it was.
3 Fie tried to take advantage of his good relationship 
with customers
4 They don't want to spend money now because the 
economy is weak.
4 OVER
5 UP
6 AROUND
4 taken over
5 turn (things) around
6 look into
4 look into it
5 take over
6
trying out
Work on your Phrasal Verbs 
Answer key

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Answer key Units 17-21
5 He must keep costs at a low level.
6
He hopes the economy will improve.
Exercise 
8
1 make up for
2 send out
3 trying out
4 come out of
5 hand over
6 teamed up
20 
Money and spending
Exercise 1
1 to 
3 off 
5 off
2 into 
4 down 
6
 aside
Exercise 2
I B
3 E 
5 D
2 
F 
4 A 
6
 C
Exercise 3
1 taking out 
4 sold off
2 cut back on 
5 added up to
3 pay for 
6
 brings in
Exercise 4
1 
F 
3 C 
5 E
2 D
4 B 
6
 A
Exercise 5
1 OFF 
3 OUT 
5 IN
2 ON 
4 DOWN 
6
 UP
Exercise 
6
1 In order to save money, we are cutting back on 
unnecessary stationery.
2 It took us a while to build up a large database, but 
we've succeeded in that now.
3 How are you ever going to pav off all these expensive 
things you've bought on your credit card?
4 Having too many credit cards is a common way for 
people to get into debt.
5 She's come into some money and has bought a huge 
house in the south of France.
6 It's a good idea to set aside some money for when 
you have retired.
Exercise 7
1 paying in 
4 cut back on
2 giveaway 
5 brings in
3 came into 
6
 built up
Exercise 
8
If you're looking to put down a deposit on a house, you 
might think you can't afford it, but there are things you 
can do to help. Cutting back on luxuries you don't need 
is a great way to build up your savings. You might also
5 T
6 F
4 brought about
5 put out
6 make up
want to consider taking out a loan to help cover the cost 
of a large deposit. Remember, if you do get into debt, 
don't worry - there are companies out there who can 
help you to gay it off.
I T