Ministry of Higher and Secondary Specialised Education of the Republic of Uzbekistan State World Languages University Republican Scientific – Practical Centre of Developing Innovational Methods of Foregn Languages Authors

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e.g. I might be in picture B position if I did not keep the action  ‘__________’, because………….

stay away from the family, budget, overuse, do 

‘free’ things, essential expenses, list of income 

and  expenses,  non-essential  expenses,  financial 

disaster, apply for scholarships and grants, keep 

records  of  expenses, put one’s roommate in 

financial  planning,  financial  aid  office  manage 

one’s debt

a.  What are the key components of budgeting?

b.  Do you manage your finance properly?

c.  Are there any types of expenses?

d.  Is budgeting important?

e.  What can I spend?

f.  Are there any tips for managing money?

g.  Does  financial  management  require  any  special 

skill?

 

□

Create a budget and stick to it!

 

□

Put  your  roommate  in  your  financial  planning. 

If you can, contact your roommate before the 

semester starts and decide how you’ll divide 

expenses. 

 

□

Keep money safe and growing while you aren’t 

using it.

 

□

Ask for help when you need it. If you run into a 

financial disaster, call home and let your parents 

know you’re in trouble. If an unexpected event 

changes your home financial situation, don’t give 

up  on  university!  First,  talk  with  your  financial 

aid  office.  Most  colleges  set  aside  funds  to  help 

students get through difficult situations.

 

□

Save and project for future expenses.

 

□

Learn to say “no” to friends.

 

□

Do “free” things.

 

□

Talk to your parents about who pays for what. Find 

out what you can count on from them and what 

you will be responsible for. 

 

□

Don’t overuse plastic cards.

 

□

Keep records of expenses.

a

b

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Scale up

Work in teams of  three. Answer the  questions 

in Exercise 3.

Work in pairs. Discuss the following questions.

Read  and write examples with a/an, and zero 

article.

Read the quotes and fill in with the appropriate 

articles. 

Look at the photos and answer the question.

Which 

picture 

represents 

financial 

management?