Ministry of Higher and Secondary Specialised Education of the Republic of Uzbekistan State World Languages University Republican Scientific – Practical Centre of Developing Innovational Methods of Foregn Languages Authors



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11

12

1.  Any  financial  system  is  a  decisive  process  at 

solution to any economic issues.

2.  It is better to have several versions to spend money 

on than make an exact decision after thinking over 

demands’ importance.    

3.  It is obvious that he was able to have become 

wealthy  because  of  right  choice  of  financial 

management. 

4.  A right financial management can assist in having 

extra money to family budget.

Most people agree to the opinion that sometimes 

it is not so difficult to make money but to save and 

raise it can be a real problem. Most people complain 

that they face with a number of difficulties in financial 

management. Why do many people have problems 

with this? Because most of us are not aware of rules 

in managing finance which cause problems. There are 

some general ideas to solve this question: firstly, do 

not start spending your money without planning or 

dividing it into needed categories and types. In your 

financial  management  plan  you  should  thoroughly 

calculate your income in a week or a month, then 

demands where you must put money urgently. 

a) _______________________________________

____________________________________________  

A famous engineer, car producer Henry Ford was 

grown up in a poor American farmer family with a 

very small budget. Eight children had to survive by 

working hard in the farm. Being an intellectual, willing 

boy he coped with problems and took up producing 

cars. Having produced the first automobile going by 

petrol Ford created a conveyer system of producing 

cars. Henry Ford paid a great attention to 

financial  management  by  improving  his 

car industry. He spent his money on the 

productive, essential processes in car 

manufacturing. His famous motto “a 

car for everybody!” denied the idea 

that only the richest people could own 

cars! Ford made out a special technique to 

produce the automobile in a cheaper price 

by decreasing amount of money spent on 

it. As a result proper financial management 

brought him and his company fame. Later 

Henry Ford had become one of the richest 

men in the world as well.

b) _____________________________

__________________________________ 

Financial management can make 

one’s business sphere prosperous or 

failing. Appropriate, well-planned 

scheme may bring to success. Not only 

in business or in other occupations this 

matter is important but families also need 

a right financial management to prosper. 

For achieving this, one should be able 

to analyze income and outcome of his 

family thoroughly. 

c) _____________________________

__________________________________    

Financial management is a foundation 

stone of any social institution which puts 

every economical issue in order. There is 

not a notion small or big financing. Small 

financial matters lead to bigger ones. 

d) ____________________________

__________________________________   

Memos  are written to an entire office. Memos tend 

to inform colleagues of office procedural changes 

that apply to a large group of people. They often 

provide instructions using the imperative voice. It  

has specific format and rules.

•  Be brief

•  Use informal style

•  Be impersonal (use passive) 

•  Use salutary remarks

•  Keep concise and to the point

•  Use bullet points if necessary

•  Use a short thank you to finish 

Look at the title of the text and guess what the text is going to be about. 

10



59

Scale up


Read the sample of memo and write your own.

13

Memo


To:        Jason edgewick

From:    Abe Forte 

Date:    September 12

Subject:       Sales Meeting

The quarterly sales meeting will 

be held on September 12 at the 

Radisson City Center. You are 

cordially invited to participate in 

the interactive planning session 

at 10:00 a.m. Your  insights will 

be extremely valuable as the sales 

team frames the plan for next year.

Please confirm your attendance by 

Friday by calling me at x5432 or by 

e-mailing me at 

aforte@goodtobegreen.com.

Thanks in advance for your 

participation.

Memo

To ________________________



From ______________________

Date ______________________

Subject ____________________

(Main body  is the core section. List your 

key concerns first. Put in some details as 

to what is an issue. Be coincise.)

_______________________________

________________________________

_______________________________

________________________________

________________________________

________________________________

________________________________

________________________________

_______________________________

________________________________

________________________________

_______________________________

________________________________

_______________________________

(The closing part list your recommendations 

for how to address the core issues or 

problems. List the steps that need to be 

taken, by when and by whom.) 

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________

__________________________________




60

Scale up


Read the title as well as the note. Which sector 

does the title of listening material refer to? 

Lesson 12


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