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12
1. Any financial system is a decisive process at
solution to any economic issues.
2. It is better to have several versions to spend money
on than make an exact decision after thinking over
demands’ importance.
3. It is obvious that he was able to have become
wealthy because of right choice of financial
management.
4. A right financial management can assist in having
extra money to family budget.
Most people agree to the opinion that sometimes
it is not so difficult to make money but to save and
raise it can be a real problem. Most people complain
that they face with a number of difficulties in financial
management. Why do many people have problems
with this? Because most of us are not aware of rules
in managing finance which cause problems. There are
some general ideas to solve this question: firstly, do
not start spending your money without planning or
dividing it into needed categories and types. In your
financial management plan you should thoroughly
calculate your income in a week or a month, then
demands where you must put money urgently.
a) _______________________________________
____________________________________________
A famous engineer, car producer Henry Ford was
grown up in a poor American farmer family with a
very small budget. Eight children had to survive by
working hard in the farm. Being an intellectual, willing
boy he coped with problems and took up producing
cars. Having produced the first automobile going by
petrol Ford created a conveyer system of producing
cars. Henry Ford paid a great attention to
financial management by improving his
car industry. He spent his money on the
productive, essential processes in car
manufacturing. His famous motto “a
car for everybody!” denied the idea
that only the richest people could own
cars! Ford made out a special technique to
produce the automobile in a cheaper price
by decreasing amount of money spent on
it. As a result proper financial management
brought him and his company fame. Later
Henry Ford had become one of the richest
men in the world as well.
b) _____________________________
__________________________________
Financial management can make
one’s business sphere prosperous or
failing. Appropriate, well-planned
scheme may bring to success. Not only
in business or in other occupations this
matter is important but families also need
a right financial management to prosper.
For achieving this, one should be able
to analyze income and outcome of his
family thoroughly.
c) _____________________________
__________________________________
Financial management is a foundation
stone of any social institution which puts
every economical issue in order. There is
not a notion small or big financing. Small
financial matters lead to bigger ones.
d) ____________________________
__________________________________
Memos are written to an entire office. Memos tend
to inform colleagues of office procedural changes
that apply to a large group of people. They often
provide instructions using the imperative voice. It
has specific format and rules.
• Be brief
• Use informal style
• Be impersonal (use passive)
• Use salutary remarks
• Keep concise and to the point
• Use bullet points if necessary
• Use a short thank you to finish
Look at the title of the text and guess what the text is going to be about.
10
59
Scale up
Read the sample of memo and write your own.
13
Memo
To: Jason edgewick
From: Abe Forte
Date: September 12
Subject: Sales Meeting
The quarterly sales meeting will
be held on September 12 at the
Radisson City Center. You are
cordially invited to participate in
the interactive planning session
at 10:00 a.m. Your insights will
be extremely valuable as the sales
team frames the plan for next year.
Please confirm your attendance by
Friday by calling me at x5432 or by
e-mailing me at
aforte@goodtobegreen.com.
Thanks in advance for your
participation.
Memo
To ________________________
From ______________________
Date ______________________
Subject ____________________
(Main body is the core section. List your
key concerns first. Put in some details as
to what is an issue. Be coincise.)
_______________________________
________________________________
_______________________________
________________________________
________________________________
________________________________
________________________________
________________________________
_______________________________
________________________________
________________________________
_______________________________
________________________________
_______________________________
(The closing part list your recommendations
for how to address the core issues or
problems. List the steps that need to be
taken, by when and by whom.)
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
__________________________________
60
Scale up
Read the title as well as the note. Which sector
does the title of listening material refer to?
Lesson 12
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