1 what is intelegence

2-card 2—. What is CEFR

CREF means the College Retirement Equities Fund (CREF) variable annuity funds issued by TIAA for purposes of funding the Plan in part. DISPUTE RESOLUTIONAny dispute related to a CREF Subscriber’s bill regarding accuracy or calculation of the bill is subject to the Commission’s Complaint Procedures as set forth in Chapter 3 of Title 15 of the DCMR.

The Subscriber Organization or the CREF’s owner may file a complaint with the Commission to object to or appeal the cessation of payments to the CREF for unsubscribed energy or for disconnection from the grid. As a non-residential entity, the CREF is subject to Chapter 18 of Title 15 of the DCMR.
For the services to be rendered and the expenses assumed by Management as provided herein, CREF shall reimburse Management for the cost of such services and the amount of such expenses through daily payments (as described below) based on an annual rate agreed upon from time to time between CREF and Management reflecting estimates of the cost of such services and expenses with the objective of keeping the payments as close as possible to actual expenses.

2-card3. — What are the characteistics of good public speaker

Great speakers aren’t just born that way — they actively work at getting better. Here are the eight must-have traits for a public speaker.If you’re trying to improve your public speaking skills, you should study the behaviors of other great speakers. Here are the eight traits of a great public speaker — developing these skills will help you begin to hone your craft.

Confidence
Confidence is one of the most important characteristics of a public speaker. It will be hard to connect with your audience if you come across as timid or overly nervous during your presentation.A certain amount of nervousness may be inevitable, so you need to develop strategies to deal with these feelings. The best way to do that is with practice — if you know the material and spend time working on your speech, it will be easier to show up confidently.
Ability to read the room
People who are excellent public speakers are good at reading the room and picking up on the audience's nonverbal cues. For instance, you notice if they seem bored or disengaged during your speech and can adjust your presentation accordingly. Learning how to read the room takes time because you have to get out of your head first. Stay focused on the audience and the goal of your presentation. Over time, you’ll learn how to read your audience’s micro-expressions and understand how they’re receiving the information.