Xavf ozod darajasiga ko'ra

Pros and Cons of Financial Risk

Moliyaviy riskning ijobiy va salbiy tomonlari

Financial risk, in itself, is not inherently good or bad but only exists to different degrees. Of course, "risk" by its very nature has a negative connotation, and financial risk is no exception. A risk can spread from one business to affect an entire sector, market, or even the world. Risk can stem from uncontrollable outside sources or forces, and it is often difficult to overcome.
Moliyaviy risk o'z-o'zidan yaxshi yoki yomon emas, balki faqat turli darajalarda mavjud. Albatta, "xavf" o'z tabiatiga ko'ra salbiy ma'noga ega va moliyaviy xavf bundan mustasno emas. Xavf bitta biznesdan tarqalib, butun sektorga, bozorga yoki hatto dunyoga ta'sir qilishi mumkin. Xavf boshqarib bo'lmaydigan tashqi manbalar yoki kuchlardan kelib chiqishi mumkin va ko'pincha uni engish qiyin.
While it isn't exactly a positive attribute, understanding the possibility of financial risk can lead to better, more informed business or investment decisions. Assessing the degree of financial risk associated with a security or asset helps determine or set that investment's value. Risk is the flip side of the reward.
Garchi bu ijobiy xususiyat bo'lmasa-da, moliyaviy tavakkalchilik ehtimolini tushunish yaxshi, ko'proq xabardor biznes yoki investitsiya qarorlariga olib kelishi mumkin. Qimmatli qog'oz yoki aktiv bilan bog'liq moliyaviy risk darajasini baholash ushbu investitsiya qiymatini aniqlash yoki belgilashga yordam beradi. Risk - bu mukofotning teskari tomoni.
One could argue that no progress or growth can occur, be it in a business or a portfolio, without assuming some risk. Finally, while financial risk usually cannot be controlled, exposure to it can be limited or managed.
Har qanday tavakkalchiliksiz biznesda yoki portfelda hech qanday taraqqiyot yoki o'sish bo'lmaydi, deb bahslashish mumkin. Nihoyat, moliyaviy riskni odatda nazorat qilib bo'lmaydigan bo'lsa-da, unga ta'sir qilishni cheklash yoki boshqarish mumkin.
Pros

• 
  Encourages more informed decisions
  
• 
  Helps assess value (risk-reward ratio)
  
• 
  Can be identified using analysis tools
  

Afzalliklari
• Aniqroq qarorlar qabul qilishni rag'batlantiradi
• Qiymatni baholashga yordam beradi (xavf-mukofot nisbati)
• Tahlil vositalari yordamida aniqlanishi mumkin
Cons

• 
  Can arise from uncontrollable or unpredictable outside forces
  
• 
  Risks can be difficult to overcome
  
• 
  Ability to spread and affect entire sectors or markets
  

Kamchiliklari
• Boshqarib bo'lmaydigan yoki oldindan aytib bo'lmaydigan tashqi kuchlar ta'sirida paydo bo'lishi mumkin
• Xatarlarni engish qiyin bo'lishi mumkin
• Butun sektorlar yoki bozorlarni yoyish va ta'sir qilish qobiliyati