Xavf ozod darajasiga ko'ra

What Is Financial Risk?

Financial risk is the possibility of losing money on an investment or business venture. Some more common and distinct financial risks include credit risk, liquidity risk, and operational risk.
Moliyaviy tavakkalchilik - bu investitsiya yoki tadbirkorlik faoliyatida pul yo'qotish ehtimoli. Ba'zi keng tarqalgan va alohida moliyaviy risklar kredit riski, likvidlik riski va operatsion riskni o'z ichiga oladi.
Financial risk is a type of danger that can result in the loss of capital to interested parties. For governments, this can mean they are unable to control monetary policy and default on bonds or other debt issues. Corporations also face the possibility of default on debt they undertake but may also experience failure in an undertaking the causes a financial burden on the business.
Moliyaviy risk - bu manfaatdor shaxslarning kapitalini yo'qotishiga olib keladigan xavf turi. Hukumatlar uchun bu ularning pul-kredit siyosatini nazorat qila olmasligini va obligatsiyalar yoki boshqa qarz masalalari bo'yicha defoltni anglatishi mumkin. Korporatsiyalar, shuningdek, o'z zimmalariga olgan qarzlarini to'lamay qolish ehtimoliga duch kelishadi, lekin biznesga moliyaviy yukni keltirib chiqaradigan majburiyatda muvaffaqiyatsizlikka duch kelishlari mumkin.
Financial markets face financial risk due to various macroeconomic forces, changes to the market interest rate, and the possibility of default by sectors or large corporations. Individuals face financial risk when they make decisions that may jeopardize their income or ability to pay a debt they have assumed.
Moliyaviy bozorlar turli xil makroiqtisodiy kuchlar, bozor foiz stavkasining o'zgarishi va tarmoqlar yoki yirik korporatsiyalar tomonidan defolt ehtimoli tufayli moliyaviy xavfga duch keladi. Jismoniy shaxslar o'zlarining daromadlari yoki o'z zimmalariga olgan qarzlarini to'lash qobiliyatini xavf ostiga qo'yadigan qarorlar qabul qilganda moliyaviy xavfga duch kelishadi.
Financial risks are everywhere and come in many shapes and sizes, affecting nearly everyone. You should be aware of the presence of financial risks. Knowing the dangers and how to protect yourself will not eliminate the risk, but it can mitigate their harm and reduce the chances of a negative outcome.
Moliyaviy tavakkalchiliklar hamma joyda uchraydi va har xil shakl va o'lchamlarda bo'lib, deyarli hammaga ta'sir qiladi. Moliyaviy xavflar mavjudligidan xabardor bo'lishingiz kerak. Xavflarni va o'zingizni qanday himoya qilishni bilish xavfni bartaraf etmaydi, lekin bu ularning zararini kamaytirishi va salbiy natija ehtimolini kamaytirishi mumkin.

KEY TAKEAWAYS

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  Financial risk generally relates to the odds of losing money.
  
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  The financial risk most commonly referred to is the possibility that a company's cash flow will prove inadequate to meet its obligations.
  
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  Financial risk can also apply to a government that defaults on its bonds.
  
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  Credit risk, liquidity risk, asset-backed risk, foreign investment risk, equity risk, and currency risk are all common forms of financial risk.
  
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  Investors can use a number of financial risk ratios to assess a company's prospects.
  

ASOSIY TA'LIMLAR
• Moliyaviy risk odatda pulni yo'qotish ehtimoli bilan bog'liq.
• Moliyaviy tavakkalchilik ko'pincha kompaniyaning pul mablag'lari oqimining o'z majburiyatlarini bajarish uchun etarli emasligini isbotlash ehtimoli deb ataladi.
• Moliyaviy tavakkalchilik o‘z obligatsiyalari bo‘yicha defolt bo‘lgan hukumatga ham tegishli bo‘lishi mumkin.
• Kredit riski, likvidlik riski, aktivlar bilan ta'minlangan risk, xorijiy investitsiyalar tavakkalchiligi, kapital riski va valyuta riski moliyaviy tavakkalchilikning keng tarqalgan shakllari hisoblanadi.
• Investorlar kompaniya istiqbollarini baholash uchun bir qator moliyaviy risk koeffitsientlaridan foydalanishlari mumkin.