UJR Ujr tamoyilidan ko‘rsatilgan xizmatlar uchun tarif va komissiya olishda foydalaniladi. URBUN URBUN Urbun tamoyili bay al-urbun shartnomasidan olingan bo‘lib, to‘lovni oldindan o‘tkazishni ko‘rsatadi. Ya’ni xaridor tovar sotib olar ekan, dastlabki badalni shartnoma kuchga kirishi bilan amalga oshiradi. Urbun (badal) qimmatbaho qog‘ozlarni sotib olish yoki sotishda kapital bozorida qo‘llaniladi. VAKOLAT Bu agentlik shartnomasi bo‘lib, agent biror-bir bitim yoki faoliyatda buyurtmachi manfaatlarini taqdim etadi va bajargan ishlar uchun haq oladi. TAVARRUQ Bu bitim “murobahaning aksi” deb ham nomlanadi: undan aslida kredit berish uchun foydalaniladi. Bu bitimda xaridor sotib olingan aktivni o‘z biznesida ishlatmayotgan bo‘ladi, shuning uchun uni dastlabki sotuvchiga yoki uchinchi shaxsga sotib yuboradi. Mavzuga oid taynch tushunchalar (glossariy) Mozarah – bu yer egasi yoki mozariy bilan omil o‘rtasida qishloq xo‘jaligi maqsadlari uchun ma’lum muddatga yer berish shartnomasi. Ikkala tomon olingan daromadni kelishilgan mutanosiblikda bo‘lishib oladilar. Mosakat - qishloq xo‘jaligi ekinlari egasi va tadbirkor o‘rtasida hosil olish uchun tuzilgan shartnoma. Bunday shartnomada ikki tomon bo‘lishib oladigan daromad mevalar, gullar yoki poyalar ko‘rinishida bo‘lishi mumkin. Ijara val-iqtino ijaraning shakllaridan biri hisoblanadi. Bu ko‘char va ko‘chmas mulk ijarasini o‘z ichiga oluvchi tushunchadir. Al-muntahiya bit-tamlik – Malayziyada ijaraning turi bo’lib, lizingda keng qo‘llaniladi. Bunda lizing shartnomasi yakuni bo‘yicha mulk lizing oluvchining mulkiga aylanadi.
MAVZUGA OID ADABIYOTLAR
1. Erol, C. and El-Bdour, R. ‘Attitudes, Behaviour and Patronage Factors of Bank Customers Towards Islamicftanks. International Journal of Bank Marketing, Vol. 7. No. 6 (1989). 31–39.
2. Faysal Islamic Bank of Bahrain. Annual Report (various issues).
3. Haron, S., Ahmad, N. and Planisek, S. Bank Patronage Factors of Muslim and Non-Muslim Customers. International Journal of Bank Marketing, Vol. 12, No. 1 (1994): 32–40.
4. Hedayati, S.A.A. Islamic Banking as Experienced in the Islamic Republic of Iran. Working paper presented at the International Conference on Islamic Banking, Sydney (Australia), November 9–10, 1993.
5. Islami Bank Bangladesh Limited. Annual Report (various issues).
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30. www.bankislam.com.my
31. www.barakaonline.com
32. www.bi.go.id
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34. www.islamibankbd.com
35. www.muamalatbank.com
36. www.siblbd.com
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