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5.
Unemployed for the whole year, not eligible for insurance. Single APW
There is no gross wage. The compensation is 53 per cent of the lost net income for
the single APW with no children, in this case 4 times the level from case 4, i.e. 4 x
4,297.80 DEM = 17,191.20 DEM.
The net compensation percentage is, as mentioned, 53. The compensation is non-
taxable income. The disposable income is 17,191.20 DEM, when the APW is unem-
ployed for the whole year on these conditions. 
The decrease in disposable income compared to the situation with no unemployment
is 33,349 - 17,191 = 16,158 DEM or 48.5 per cent.
6.
Wife unemployed for the whole year, insured. APW-couple, no children
There is no gross wage for the wife. The compensation is 60 per cent of the lost net
income for the employee, when there are no children in the family. The compensa-
tion is 8,455 DEM.
The net compensation percentage is, as mentioned 60, cf. also case 3. The compen-
sation is non-taxable income. The disposable income is 47,009 DEM for the couple,
when the wife is unemployed for the whole year.
The decrease in disposable income compared to the situation with no unemployment
is 53,579 - 47,009 = 6,570 DEM or 12.3 per cent.
7.
Injured from work. Single APW
Compensation for injuries from work is investigated in two cases, one where the
working capability is completely lost, and one where 
D
of the working capability is
lost.
1. Working capability completely lost
There is no gross wage. The compensation is 2/3 of the former gross wage,
that is 38,892 DEM in this case.
The gross compensation percentage is then 66.67. The compensation is
non-taxable income. The disposable income is then 38,892 DEM.
The increase in disposable income compared to the situation without
injuries is 38,892 - 33,349 = 5,543 DEM or 16.6 per cent.
2. Loss of 1/3 of the working capability
The gross wage is reduced by 1/3, i.e. 19,446 DEM. The compensation in
this case is 1/3 of that in the former case, that is 12,964 DEM.
The gross compensation percentage is again 66.67. The disposable income
of the APW losing 1/3 of his or her working capability is 37,478 DEM.
The increase in disposable income compared to the situation with no inju-
ries is 37,478 - 33,349 = 4,129 DEM or 12.4 per cent.

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