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5.
Unemployed for the whole year, not eligible for insurance. Single APW
There is no gross wage. The compensation used here is in the form of social assis-
tance, the same rate as in case 4, i.e. 16,712 NLG per year, after tax.
The gross compensation percentage is 16,712 / 52,716 × 100 = 32. The disposable
income of the APW is 16,712 NLG when he or she is unemployed for the whole of
1997 and the compensation is social assistance.
The decrease in disposable income compared to the situation with no unemployment
is 35,292 - 16,712 = 18,580 NLG or 52.6 per cent.
If the compensation alternatively had been that from the 3rd step of the unemploy-
ment insurance system, the rate would have been 70 per cent of the minimum wage
(annual gross rate).
6.
Wife unemployed for the whole year, insured. APW-couple
There is no gross wage for the wife. The compensation is 70 per cent of the lost
income, i.e. 18,451 NLG.
The gross compensation percentage is therefore 70. The disposable income of the
APW-couple is 49,716 NLG, when the wife is unemployed for the whole year in
1997 and usually is working part time.
The decrease in disposable income compared to the situation without unemployment
is 55,379 - 49,716 = 5,663 NLG or 10.2 per cent.
7.
Injured from work. Single APW
Transfer payments caused by injuries from work are investigated in two cases, one
where the working capability is completely lost and one where 
D
of the working
capability is lost.
1. Working capability completely lost
There is no gross wage. The compensation is 70 per cent of the lost gross wage
excl. of C.A., that is 52,716 × 0.7 = 36,901 NLG, cf. also case 8, which is identi-
cal.
The gross compensation percentage is therefore 70. The disposable income for
an APW losing the working capability is 25,628 NLG.
The decrease in disposable income compared to the initial position is 35,292 -
25,628 = 9,664 NLG or 27.4 per cent, exactly as in case 3.

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2. Loss of 1/3 of the working capability
The gross wage excl. of C.A. is reduced by 
D
, that is by 17,572 NLG. The com-
pensation in this case is 21 per cent of the total gross wage (excl. of C.A.), it is
11,070 NLG.
The gross compensation percentage is 11,070 / 17,572 × 100 = 63. The disposa-
ble income with compensation for loss of 
D
of his or her working capability is
31,643 NLG.
The decrease in disposable income compared to the initial position is 35,292 -
31,643 = 3,649 NLG or 10.3 per cent.