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Hourly Wage 
(from U.S. Bureau of Labor Statistics) 
Fast-food cook ………….…….. 
$ 6.29 
Gas station attendant ………... 
$ 7.34 
Janitor …………………….…… 
$ 8.44 
Retail Salesperson …………… 
$ 9.12 
Secretary ………………………. 
$ 11.86 
Roofer ………………………….. 
$ 13.63 
Car mechanic …………………. 
$ 13.97 
Truck driver ……………………. 
$ 14.08 
Fire-fighter ……………………... 
$ 15.63 
Mail carrier …………………….. 
$ 16.39 
Loan officer ……………………. 
$ 20.05 
Computer programmer ……….. 
$ 25.67 
Chemical engineer ……………. 
$ 29.44 
Physicist ……………………….. 
$ 33.23 
Lawyer …………………………. 
$ 36.49 
Dentist ………………………….. 
$ 44.40 
Physicians, Surgeons ………… 
$ 49.05 
Annual Income 
1. Cook ……..………….……… 
$ 13,083 
2. Retail salesperson ………... 
$ 18,970 
3. Mail carrier …………….…… 
$ 34,091 
4. Lawyer………………………. 
$ 75,899 
5. Physician …………………… 
$ 102,024 


24 
Now, if you were a cook… or a retail salesperson… 
or a mail carrier, you might look at the annual 
income of a lawyer or physician and think, “Wow, 
if I made that kind of money every year, I’d be 
financially free! No more lying awake at night 
worrying about paying the bills!” 
Bucket Carriers’ Income 
True, the physician’s bucket is a lot bigger than a 
cook’s bucket – about 10 times bigger! But that 
doesn’t mean the physician is financially 
independent. He’s just as dependent on his bucket-
carrying job as the cook or the mail carrier. 
Why? Simple – professionals make more than the 
average worker. But they spend more! Truth is, the 
doctors or lawyers making six figures a year are 
spending most of their income to support their 
lavish lifestyles. 
Just compare an average worker’s expenses to a 
professional’s: 
The average worker drives a $5,000 used car. The 
doctor or lawyer drives a $45,000 Lexus. 
The average worker sends their kids to free public 
school. The doctor or lawyer pays for private 
school. 

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