Fergana branch of tashken university of information technologies named after al

Electronic Check 
Acceptance or ECA 
A system that captures transaction information off a paper check and 
converts it into an electronic item processed through check clearing 
without the need for a paper check or via ACH. Now available to 
consumers via smartphone apps and some banking institutions. 
Gateway 
An organization or system initiating transactions between merchants 
and the acquiring firms. Often provides additional fraud, identity, and 
reporting functions as well as equipment and software to process 
transactions. 
 
APPEDIX 3. LEAD IN TO ON-LINE TRANSACTIONS. 
Work in groups and discuss the picture. 
 
 

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APPENDIX 4. LANGUAGE. VIDEO 
Watch a video. Discuss the charts and make sentences with linking words related to online 
transaction. 
LINKING WORDS 
 
APPENDIX 5. READING 
 
Task 1. Shayan is telling Monika how customers will pay for something online a new website. 
Complete this dialogue with the words in the box. 
 
 
 
Monika:  Shayan, can you explain how a customer (1)___________an online transaction? 
Shayan:   OK, it’s very easy.  (2)______________the customer will place an order. 
                 The seller’s (3)_____________server will confirm availability of the product and send   a 
response. After that, the customer checks out and completes the (4)____________instructions. Then 
the security will send a payment request  to  a payment (5)_____________ . The payment gateway 
will check the buyer’s ability to pay with (6)______________. OK? 
Monika:    Fine. Go on. 
Shayan:    The bank will respond and send payment acceptance or (7)_____________to the seller’s 
web  server  through  the  payment  gateway.  Finally,  the  customer  will  receive  the  server  response 
with the order (8)______________or rejection. 
Monika:     Will the (9)____________have to register? 
Shayan:          Yes,  all  buyers  must  have  their  (10)______________before  they  complete  the 
transaction. 
Monika:     Thank you. Now I understand. 
 

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APPENDIX 6. POST PRACTICE ACTIVITY 
Speaking.  Complete  the  flowchart  of  the  online  purchasing  process.  Then  explain  it  to  your