Microsoft Word Ed Horwitz Post Dissertation Fina docx

 Research Hypotheses 
 
The effectiveness of participating in a comprehensive financial education program 
delivered with a constructivist learning approach will be associated with positive change in 
financial literacy scores. Specifically, a comprehensive financial education program, utilizing 
discussion and critical thought about covered topics, will be associated with positive changes in 
levels of financial literacy. The hypotheses are as follows: 
H1
A
: There is a positive association between participation in a comprehensive 
financial education program and changes in financial literacy scores. 

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H2
A
: There is a positive association between changes in financial literacy scores and 
the number of classes attended.