Microsoft Word Ed Horwitz Post Dissertation Fina docx

 Overview of Financial Education Program 
 
The financial education program was a ten-module program, designed for weekly periods 
of delivery. Each module included content presentation, class discussion, and weekly 
assignments. One hour of classroom interaction, plus an additional 30 to 60 minutes of 
assignments, were contained in each module. The weekly assignments involved combinations of 
reading financial information articles, considering personal financial reflection questions, and 
completing personal finance planning exercises.  

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Through classroom facilitation of program materials, participants were encouraged to 
consider, explore, and reconsider their thoughts and beliefs on key financial topics. Facilitation 
and program material components incorporated and represented the constructivist view of adult 
learning theory. Participants were thereby enabled to gain new knowledge and understanding 
through the class dialogue and critical thought facilitation of the program. The classroom setting 
was an important element in that it provided for a consistent and controlled environment for the 
program delivery.   
The module topics for the program included: budgeting basics, understanding personal 
net worth, managing debt, savings, investing, understanding basic financial numeracy, Medicare 
and Social Security, retirement planning, personal insurance risk management, and money scripts 
and financial relationships. This financial education program design can be considered 
comprehensive in nature due to both the length and breadth of the content covered (Huston, 
2010; Black et al., 2002).