Microsoft Word Ed Horwitz Post Dissertation Fina docx

 Statement of Purpose 
Arriving at retirement fully prepared typically requires some basic form of planning and 
associated action towards savings. An examination of individuals prior to reaching a successfully 
planned retirement is posited to contain several common best practice behaviors. Research 
suggests that individuals who are more informed and have higher levels of financial literacy will 
be associated with better financial behaviors (Huston, 2010; Lusardi & Mitchell, 2007b). This 
research seeks to better understand the relationship between financial literacy and three 
retirement preparedness best practice behaviors.  
 

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