References
Ackerman, N., & Paolucci, B. (1983). Objective and subjective income adequacy: Their
relationship to perceived life quality measures. Social Indicators Research, 12(1), 25-48.
Bayer, P. J., Bernheim, B. D., & Scholz, J. K. (2008). The effects of financial education in the
workplace: Evidence from a survey of employers. Economic Inquiry, 47(4), 605-624.
Becker, G. S. (1964). Human capital (1
st
ed.). New York: Columbia University Press.
Bernheim, B. D., & Garrett, D. M. (1996). The determinants and consequences of financial
education in the workplace: Evidence from a survey of households (Working Paper No.
w5667). Retrieved from National bureau of Economic Research website:
http://www.nber.org/papers/w5667.
Bernheim, B. D., & Garrett, D. M. (2003). The effects of financial education in the workplace:
Evidence from a survey of households. Journal of Public Economics, 87(7), 1487-1519.
Black, K., Ciccotello, C. S., & Skipper Jr., H. D. (2002). Issues in comprehensive personal
financial planning. Financial Services Review, 11(1), 1-9.
Braunstein, S., & Welch, C. (2002). Financial literacy: An overview of practice, research, and
policy. Federal Reserve Bulletin, 88, 445.
Campbell, A. (1981). The sense of well-being in America: Recent patterns and trends. New
York: McGraw-Hill.
Chen, H. & Volpe, R. (2002). Gender differences in personal financial literacy among college
students. Financial Services Review, 11, 289-307.
Funk, J. L., & Rogge, R. D. (2007). Testing the ruler with item response theory: Increasing
precision of measurement for relationship satisfaction with the Couples Satisfaction
Index. Journal of Family Psychology, 21(4), 572.
97
Garman, E. T., Kim, J., Kratzer, C. Y., Brunson, B. H., & Joo, S. H. (1999). Workplace financial
education improves personal financial wellness. Financial Counseling and Planning,
10(1), 79-88.
Gerson, E. M. (1976). On quality of life. American Sociological Review, 41, 793-806.
Hilgert, M. A., Hogarth, J. M., & Beverly, S. G. (2003). Household financial management: The
connection between knowledge and behavior. Federal Reserve Bulletin, 89, 309.
Hira, T. K., & Mugenda, O. (1999a). Do men and women differ in their financial beliefs and
behaviors? In K. Kitt (Ed.), Proceedings of Eastern Family Economics Resource
Management Association (pp. 1–8). Austin, TX.
Hira, T. K., & Mugenda, O. M. (1999b). The relationships between self-worth and financial
beliefs, behavior, and satisfaction. Journal of Family and Consumer Sciences, 91, 76-82.
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296-316.
Joo, S. (1998). Personal financial wellness and worker job productivity (Doctoral Dissertation).
Retrieved from http://scholar.lib.vt.edu/theses/
Loibl, C., & Hira, T. K. (2005). Self-directed financial learning and financial satisfaction.
Financial Counseling and Planning, 16(1), 11-21.
Lusardi, A. (2008). Household saving behavior: The role of financial literacy, information, and
financial education programs (Working Paper No. 13824). Retrieved from National
Bureau of Economic Research website: http://www.nber.org/papers/w13824
Lusardi, A., & Mitchell, O. S. (2007a). Baby boomer retirement security: The roles of planning,
financial literacy and housing wealth. Journal of Monetary Economics, 54, 205-224.
98
Lusardi, A., & Mitchell, O. S. (2007b). Financial literacy and retirement planning: New evidence
from the Rand American Life Panel (Working Paper No. 2007/33). Retrieved from
http://www.dartmouth.edu/~alusardi/Papers/American_Life_Panel.pdf
Mandell, L. (2008). Financial education in high school. In A. Lusardi (Ed.), Overcoming the
saving slump: How to increase the effectiveness of financial education and saving
programs (pp. 257-279). Chicago: University of Chicago Press.
Martin, M. (2007). A literature review on the effectiveness of financial education (Working
Paper No. 07-03). Retrieved from Federal Reserve Bank of Richmond website:
http://www.richmondfed.org/
Meier, S., & Sprenger, C. D. (2013). Discounting financial literacy: Time preferences and
Do'stlaringiz bilan baham: |