Mark: 25 Question 1: Basic principles and concepts of risk management



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insurance

Life insurance
Class I Life and annuities is type of life insurance, valid for more than one year, which provide for the obligations of the insurer to pay the sum insured in the following cases: - the insured lives until the end of the insurance period or until the age specified in the insurance contract; death of the insured;
Class II Marriage and Birth is type of life insurance for a period of more than one year, providing insurance payment at the time of marriage or birth of a child.
Class III Long-term life insurance Total types of life insurance with lifetime rent
Class IV Health insurance Accident or certain type of accident or illness or disease, provided that the specified insurance period is not less than five years or until the insured reaches retirement age a total of the types of life insurance that provide for the payment of insurance sums in the event of loss of ability to work due to severe injury.
Insurance from accidents in other countries known as life insurance but in Uzbekistan it is considered as general insurance. Difference between health and medical insurance.
In medical insurance if risk happened insurance company pay medical expenses for recover to the hospital and doctors, health insurance insurance company pay indemnity to the insured person.
General insurance consists of 17 branches.

Question 8: Auto responsibility insurance
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