Card 1 Give the main idea of the text

CARD 1

1. Give the main idea of the text

Create a Short-Term Budget

Some people spend their incomes without thinking of what they are doing or whether their buyingdecisions make much sense. They may realize that they must pay their rent and insurance bills, ormake monthly car payments. However, beyond these large and regular expenditures, things can getkind of “fuzzy.” It is not uncommon for people to run out of money from one paycheck to the next.
Making and following a budget is an obvious answer to this problem, but it is hard to do whenyou’re not really aware of where your money goes.
To take control of your financial situation, you should first create a series of short-term budgetworksheets. These are documents that record all income and spending that takes place over aspecific period of time, most often one month. When bills, such as insurance, are paid only once ortwice a year, you must include an appropriate share as spending in each worksheet.

Its clear from the text that money management refers to the processes of budgeting ,saving, investing, spending or otherwise overseeing the capital usage of an individual or group. This text informs us new methods of money management. Its worth to add that ,a short-term budgetworksheets and special documents can be helpful in all investment decisions.

2. Fill in the appropriate word in gaps 1-5 from the box. There are three words you do not need to use.

Terms, in the case of, for example, now, according to, policy, instead of, return

Dear Mr Becker,

(1) According to our records your account is still overdue. We would like to remind you that our (2) terms of business are 30 days net. (3) in the case of unsettled debts, it is our (4) policy to take legal action. We would prefer not to take this course. May we ask you to settle your account by (5) return . I am enclosing a copy of your invoice for your information.

Yours sincerely,

Mrs Jones
3. Offers and Requests Situations You have to go away for the weekend for a business trip. You have lots of plants in your house and 3 cats.

In this situation in order to finish my business trip successfull l will request my neighbor Lola to water my flowers and care for my 3 dogs