Perform calculations and transfer operations. On the territory of the Republic of Uzbekistan, settlements are carried out in a cash and non-cash manner. The bulk of the total cash turnover falls on non-cash payments. The movement of money in the bond occurs in the process of transferring money to accounts in credit institutions and taking into account mutual requirements. Through the spheres of economic relations, such as the performance of product sales, finding a location through the provision of services, distribution and re distribution national income, borrowing from the bank and its repayment, payment of monetary income to the population and their use, non-cash monetary turnover passes through the banking institutions in which the accounts of economic entities are in force. Mutual settlements are carried out on the basis of rules established by the Central Bank of the Republic of Uzbekistan, which are mandatory for all banks and customers. The application of these rules in one way or another ensures the continuity of calculations on the territory of the whole Republic.
The main purpose of regulating and controlling the activities of banks is to ensure stable holding of the Q bank System, Protection of interests of depositors and creditors in accordance with Article 50 of the law "on the Central Bank of the Republic of Uzbekistan".
One of the main tools for the realization of this purpose is the issuance of a permit (license) for banking activities. The special commission of the Central Bank of the Republic of Uzbekistan considers the primary documents of the applicants for this activity, analyzes their readiness for circulation in the money market, the work of responding to the requirements of the Central Bank of the Republic of Uzbekistan and issues a permit for carrying out banking activities in case of positive decision.
In addition, the Central Bank of the Republic of Uzbekistan comprehensively takes into account and monitors the development of banking institutions. Exactly the same amount of capital determines the economic norms, including requirements for liquidity, as well as the volume and limits of lending. The law stipulates the fulfillment of an economic group of norms that have a single meaning for all types of credit organizations. The financial situation of commercial banks will be evaluated, the non-performing banks will be determined based on the adequacy of capital , the quality, usefulness and liquidity of the assets.
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