Doing Business 2020


Jordan ✓  Getting credit



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Doing-Business-2020-Comparing-Business-Regulation-in-190-Economies

Jordan

 Getting credit
Jordan strengthened access to credit by introducing a new secured transac-
tions law, amending the insolvency law, and launching a unified, modern, 
and notice-based collateral registry. The secured transactions law broad-
ened the description of debts and obligations and the scope of assets usable 
as collateral. The amended insolvency law grants secured creditors absolute 
priority and provides a time limit and clear grounds for relief from auto-
matic stays during reorganization procedures. Jordan also improved access 
to credit information by providing credit scores to banks, financial institu-
tions, and borrowers.

 Paying taxes
Jordan made paying taxes easier by implementing electronic filing and pay-
ment for labor taxes and other mandatory contributions.

 Resolving insolvency
Jordan made resolving insolvency easier by introducing a reorganization 
procedure, by allowing debtors to initiate the reorganization procedure
and by improving the continuation of businesses and the treatment of con-
tracts during insolvency proceedings.
Kazakhstan

 Starting a business
Kazakhstan made starting a business easier by registering companies for 
value added tax at the time of incorporation.

 Dealing with construction permits
Kazakhstan made dealing with construction permits easier by streamlin-
ing the expert evaluation of the construction project and by improving the 
process for obtaining a new water connection.
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 Registering property
Kazakhstan made registering property cheaper by decreasing registration 
fees. Kazakhstan also made transferring property more difficult by requir-
ing additional proof of payment of state duties.

 Getting credit
Kazakhstan strengthened access to credit by automatically extending secu-
rity interests to the prod ucts, proceeds, and replacements of the original 


DOING BUSINESS 2020
106
assets and by giving secured creditors absolute priority during insolvency 
proceedings. Kazakhstan also improved access to credit information by 
reporting credit data from retailers.

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