Business plan

7.4 Projected Cash Flow

Cash flow projections are critical to [YOUR COMPANY NAME] success. The monthly cash flow is shown in the illustration, with one bar representing the cash flow per month, and the other the monthly cash balance. The annual cash flow figures are included here and the more important detailed monthly numbers are included in the appendix.

Table: Cash Flow

Pro Forma Cash Flow
	2011	2012	2013
Cash Received
Cash from Operations
Cash Funding	$557,252	$573,969	$591,189
Subtotal Cash from Operations	$557,252	$573,969	$591,189
Additional Cash Received
Sales Tax, VAT, HST/GST Received	$0	$0	$0
New Current Borrowing	$0	$0	$0
New Other Liabilities (interest-free)	$0	$0	$0
New Long-term Liabilities	$0	$0	$0
Sales of Other Current Assets	$0	$0	$0
Sales of Long-term Assets	$0	$0	$0
New Investment Received	$372,000	$0	$0
Subtotal Cash Received	$929,252	$573,969	$591,189
Expenditures	2011	2012	2013
Expenditures from Operations
Cash Spending	$219,996	$226,596	$233,394
Bill Payments	$247,814	$275,185	$283,445
Subtotal Spent on Operations	$467,810	$501,781	$516,839
Additional Cash Spent
Sales Tax, VAT, HST/GST Paid Out	$0	$0	$0
Principal Repayment of Current Borrowing	$0	$0	$0
Other Liabilities Principal Repayment	$0	$0	$0
Long-term Liabilities Principal Repayment	$0	$0	$0
Purchase Other Current Assets	$0	$0	$0
Purchase Long-term Assets	$295,000	$0	$0
Dividends	$0	$0	$0
Subtotal Cash Spent	$762,810	$501,781	$516,839
Net Cash Flow	$166,442	$72,188	$74,350
Cash Balance	$253,898	$326,086	$400,436