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PROSPECTS FOR THE DEVELOPMENT OF THE DIGITAL ECONOMY



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туплам 21(06.04)

PROSPECTS FOR THE DEVELOPMENT OF THE DIGITAL ECONOMY 
 
N.A.Xasanova (assistant, TUIT named after Muhammad al-Khwarizmi) 
I.Sh.Usmonov (master student, TUIT named after Muhammad al-Khwarizmi) 
Today, modern technologies are rapidly developing day by day. At the 
beginning of the last century, mobile devices, robots, human ascent into space, 
electronic money - all this was impossible even to imagine. Humanity has achieved 
a lot over the millennia of its development. However, at the end of the twentieth 
century, an exceptional invention was invented that radically changed the life of 
mankind, and today this invention remains an integral part of our life. The name of 
this invention is the Internet. 
Since the inception of the Internet, there have been many innovations, 
changes and developments. In particular, new conveniences and services have been 
created in the life of society, wide opportunities for people have been opened. 
These changes have penetrated all spheres of society, and as a result, a new term 
has appeared in the economy - the digital economy. 
The digital economy is the use of digital computer technology and the Internet 
in all sectors of the economy. The digital economy around the world is also called 
the "Internet economy", "new economy", "network economy" (web economy). The 
digital economy is linked to the traditional economy and develops with it. The 
digital economy is now rapidly penetrating all industries. Blockchain technologies 
play an important role in this. So what exactly is blockchain? 
Blockchain is a database that is stored simultaneously on many computers 
connected to each other via the Internet. Blockchain was originally used in the 
field of cryptocurrencies, but now its improved versions are being studied in 
practice by representatives of various industries. The advantages of blockchain 
technologies are that they are convenient, reliable, fast, transparent, simple and 
inexpensive. For example, you have a bank account and you use it frequently in 
your daily life. Paying for mobile communications, buying clothes, paying for 
utilities - all this can be done without leaving home. Information about the history 
of these payments and transfers is displayed and stored not only on the computers 
of your bank, but also on several computers around the world. Various hacker 
attacks can lead to the loss of money in your account due to the incompetence of a 
bank employee, but blockchain technology prevents this. It is generally impossible 
to forge information. You can be informed about your financial situation without 
the involvement of third parties. Accounts are made directly through computers 
and are guaranteed to be accurate. 
Many developed and developing countries of the world are supporters of the 
digital economy and are effectively using its implementation. This will lead to the 
development of the country's economy, including the development of domestic 
tourism, innovative business, a decrease in inflation, a decrease in unemployment, 
an increase in bank liquidity, a decrease in funds, an increase in the standard of 
living, small, venture and innovative entrepreneurship and the eradication of 
corruption. 


469 
The digital economy has the following characteristics: 
- Speed. Thanks to this feature, you no longer have to wait several hours like 
before. Now you can get the information you need in a few seconds. Different 
queues will be lost, you can perform operations without leaving your home. 
- Accuracy. All work is done on modern computers. No need to make 
calculations, write. There is no confusion, uncertainty, confusion. 
- Reliability. Data cannot be falsified. They are kept safe. 
- Transparency. All information is transmitted to users openly. Various 
misunderstandings resolved. 
The digital economy will lead to a slowdown in the growth of the shadow 
economy and an increase in the country's GDP. That is, all transactions in the 
country are carried out through a cashless economy - electronic money. This, in 
turn, will reduce the number of clandestine activities and increase the country's 
budget. 
The study of foreign experience and cooperation with foreign countries in the 
development of the digital economy will give immediate results. The digital 
economies of the United States, China, Singapore, the United Kingdom and the 
Netherlands are believed to be strong and secure. 
The first steps to introduce the digital economy in our country began several 
years ago. The Presidential Decree "On Measures for the Development of the 
Digital Economy in Uzbekistan" dated July 3, 2018 (PQ-3832) became another 
impetus for the development of this sector in our country. In particular, the decree 
defines the following important tasks for the development of the digital economy: 
- Activities in the field of turnover of crypto assets in order to diversify 
various forms of investment and business activity, including mining (providing a 
distribution platform that allows you to receive rewards in the form of new units 
and commissions in various cryptocurrencies and the creation of new blocks), a 
smart contract (an electronic contract that provides fulfillment of rights and 
obligations through the automatic execution of digital transactions), consulting, 
issue, exchange, storage, distribution, management, insurance, crowdfunding 
(collective financing), as well as "blockchain" implementation and development of 
technologies; 
- Training of qualified personnel with practical skills in the development and 
use of blockchain technologies using modern information and communication 
technologies; 
- Comprehensive development of cooperation with international and foreign 
organizations in the field of crypto assets and blockchain technology, attracting 
highly qualified foreign specialists to the development of blockchain technology 
for the joint implementation of projects in the digital economy; 
- Creation of the necessary legal framework for the implementation of 
blockchain technologies, taking into account the best practices of foreign countries; 
- Ensuring close interaction between government agencies and business in the 
implementation of innovative ideas, technologies and developments for the further 
development of the digital economy. 


470 
To fulfill and further improve these tasks, it is necessary to take measures to 
further modernize the digital infrastructure for the development of the digital 
economy. A number of decrees and decrees of the President have been developed, 
such as “On additional measures for implementation”. digital economy, electronic 
government and information systems in public administration of the Republic of 
Uzbekistan ". To finance the Digital Trust Fund, 100% of the state share of 
Universal Mobile System LLC was transferred to this fund. These projects are 
planned to be implemented by 2030. 
One of the developing systems in our country - "electronic government" can 
be considered part of the digital economy. Since this system is the leading system 
that provides a link between the population and the government. The integration of 
all state structures into a single system and the provision of services to the 
population as a whole will lead to an increase in living standards, a solution to their 
problems, and an increase in their confidence in the authorities. 
To train qualified personnel in this field in our country, teaching this field as a 
science has been established in various universities (higher educational 
institutions). In particular, a new master's program "Digital Economy" has opened 
at the Tashkent University of Information Technologies named after Muhammad 
al-Khorezmi. In addition, a number of universities teach Digital Economy as a 
subject. This will enable our future employees to have the necessary understanding 
of the digital economy. 
In conclusion, the digital economy is convenient and efficient for us in all 
respects. In particular, now we have an opportunity to conduct financial 
transactions directly, without wasting extra time and costs. In developed countries - 
Great Britain, Switzerland, USA, Canada and France, the digital economy is the 
main link between the population and the state. Before launching the digital 
economy, we must first create a high-quality, uninterrupted infrastructure, develop 
all sectors of the economy, introduce modern information technologies and train 
qualified personnel who can work with them. 

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