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Exercise 9. Focus students’ attention on the quotation. They should

express their understanding giving examples.

“Money often costs too much”

Ralph Waldo Emerson was most notably known for his poetry, but he was also an essayist, lecturer and philosophical leader of his time. A popular quote by him is, “Money often costs too much”.

Emerson could have meant many things with this quote, but I chose to

interpret it as ‘what are we sacrificing for money?’ The saying “time is money” continues to resonate in my mind as I look over Emerson’s quote. Time is something we can’t get back, whether it be time to do what we enjoy, time with the family, or just time in general. Do what you are passionate about, and the money will come eventually.

Let’s not waste time, don’t let money cost ‘too much’. Money certainly does help ease some of the life struggles that we face, but money should not be the goal. It should be the perk you happened to pick up along the way.

Exercise 10. Give students enough time to complete the flow charts

using the words in the box.

1. borrow money - owe money – pay back money

2. do lend money – charge interest – make a profit

3. order goods – be invoced for the goods - pay for the goods

4. bet money on a horse – with money - collect your winnings

5. invest money in shares – earnt interest - buy more shares

6. go to the bank - withdraw some money – spend the money

7. put your car up for sale – receive an offer - do a deal

8. find a car you want to buy – negotiate a discount - repay money

9. do business – make a profit – reinvest that profit

10. Be short of money – take out a loan - pay the loan

Exercise 11. Ask students to find out the differences between the

following phrases:

1. win money and earn money

2. lend and borrow money

3. spend and waste money

4. costs and is worth 300