V tashkent International Investment Financial Forum – April 2012

By acquiring previously UzDaewoo bank and later RBS Uzbekistan, KDB wants to expand its business activities in Uzbekistan and to contribute more to economic prosperity by sharing and combining KDB’s accumulated banking service know-how, advanced financial knowledge as well as the expertise as a leading Asian bank

• By acquiring previously UzDaewoo bank and later RBS Uzbekistan, KDB wants to expand its business activities in Uzbekistan and to contribute more to economic prosperity by sharing and combining KDB’s accumulated banking service know-how, advanced financial knowledge as well as the expertise as a leading Asian bank
• In late 2012, KDB will integrate RBS NB Uzbekistan with UzKDB Bank as soon as all required actions would be taken to enhance the management efficiency and empower the synergy of resources belonging to both banks
• In the long term, KDB wants to grow its presence in Central Asia

• Vision

New Bank (after merging UzKDB and RBS Uzbekistan) will continue to serve clients with current valuable employees at the same service level by maintaining best internationally banking practices

• New Bank (after merging UzKDB and RBS Uzbekistan) will continue to serve clients with current valuable employees at the same service level by maintaining best internationally banking practices
• The bank will continually and progressively contribute to the economic growth of Uzbekistan by:
• contributing to Uzbekistan’s financial market development through performance of advanced universal banking services
• provision of consulting and financial services for social sphere and natural resources development
• engagement in other banking business activities

• Vision (continued)

• Main focus will continue to be on existing and new clients
• Pro-actively cross-selling products
• Increasing the loan portfolio prudently by providing credit facilities to clients with sufficient cross selling products
• Developing strong leadership positions in trade business (import finance, discounted L/Cs, LGs) and commodity finance & trading
• Delivering comprehensive regional and domestic cash management solutions, payment & collection services for clients
• Continue delivering comprehensive cash/salary arrangement solutions
• Proceeding with initiatives on attracting physical cash in local currency
• Launching FX swap, FX options and other “plain vanilla” derivatives instruments with a proposal of managing and hedging foreign currency and commodity risks for customers
• Expand cooperation with local financial institutions on money and foreign exchange markets

• Strategy

• THANK YOU!

• We hope your prosperity with investment in Uzbekistan