Their accounting

Income	№
Costs
1.	Wages	1.	Payments for goods
2.	Wage income, including income from community and private farms	2.	Payment for services
3.	Pensions, stipends and allowances	3.	Mandatory payments and voluntary contributions
4.	Revenues from financial and credit systems	4.	Payments for deposits
5.	Income from dividends	5.	Purchase of stock bonds and repayment of overdue payments
6.	Other income	6.	Other expenses
	Total		Total

As can be seen from the table above, the balance sheet consists of two parts, representing income and expenditure, with the bulk of the population's income coming from wages and the bulk of expenditures coming from the purchase of goods.

In turn, the increase in income over expenditure indicates an increase in the balance of money in the hands of the population. This requires the development and implementation of a number of requirements for balancing the income and expenditure of the population.
In 1993, the balance of income and expenditure of the population in our country changed significantly, that is, the gap between income and expenditure deepened. In 1993, as a result of the three-month restructuring of the minimum wage and the indexation of all types and other social payments, the monetary income of the population increased several times compared to 1992.
The bulk of all increased cash income came from wages, pensions, stipends and allowances, revenues from the financial and credit system, and other income. Households' monetary expenditures are mainly focused on current consumption, for example, in the first half of the year, about seventy percent of all expenditures were spent on goods and services.
Since 1991, the country has shifted from credit planning and cash flow planning to cash flow.
The main purpose of the cash flow is to determine the need for cash in all regions of the country and banking institutions, as well as to develop measures to stabilize cash flow. The forecast of cash flow is the sources and volume of all cash inflows to banks, enterprises. and the amount of all cash provided to organizations, institutions and individuals and their purpose, as well as the outcome of the issue, ie the state of circulation or withdrawal of money.
The amount of money in circulation is regulated by central banks in order to ensure the national currency, price stability and economic contraction. The money supply, in turn, is a liability of the banking system and includes demand deposits, time deposits, savings deposits and foreign currency deposits.
In this process, the main task of all commercial banks is to forecast the cash flow - to achieve the maximum accuracy of the settlements and to increase the share and speed of cash inflows to banks, to reduce the costs associated with the issue to reducedevelopment of measures.