Bog'liq The 100 Startup Reinvent the Way You Make a Living, Do What You Love, and Create a New Future by Chris Guillebeau (z-lib.org).epub
Join a concierge program. A concierge program is the opposite of a high-
deductible policy that covers only serious problems. For a monthly fee
($150 to 300 on average), you can visit the same doctor for most primary
and preventive needs. You’ll also get the doctor’s email address and “call
anytime” cell phone number, and the doctor will act as an advocate and
referrer if you need more serious care. Some people combine a concierge
program with another policy to ensure that both short-term and disaster
prevention needs are met.