Termez state university foreign philology faculty foreign philology and literature

Economic challenges
Due to absence of an adequate formal response to the growth of housing demand, people tend to build their own homes. Many of the units are structurally unsound, lack access to basic services and utilities and therefore are unfit for human habitation. The only adopted response to this situation in Egypt is the creation of public housing. It is initiated by the central government for implementation by the governorates. This solution lacks the participation of dwellers. Various housing schemes for different groups have been implemented by the central government and the local governorates. Characteristic for the public housing schemes are that they are established and sold with heavy subsidy  . They are built on land areas owned by the government far from residence jobs but not far from public transportation. Also, public housing naturally tends to decay rapidly and they may therefore become unattractive to targeted groups and in return become socially unstable. The main obstacle for the provision of housing for the moderate and low income groups is financing  ,  . Apart from the financing aspect other obstacles and problems are prevalent to public housing; the provision of land, social amenities and shopping, open areas, available funds for maintenance and housing supply mechanisms. A commitment to the security of tenure is needed for residents’ sense of ownership, to be incentivized to make investments themselves, and to maintain and care for the assets into the future.
On the other hand, according to Cronin; it is fault assuming slum dwellers want to own their home or prioritize housing in their lives. Informal Settlement dwellers may not care about ownership and security of tenure preferring to rent. There are advantages to renting and even living in Informal Settlements, which may suit residents best. Many people choose to live in there, taking advantage of the informal economy, tax evasion, low or no housing rent, subsidized services, charity and sitting outside formal government structures  .