Sweden Finland Austria

5.
Unemployed for the whole year, not eligible for insurance. Single APW
This case is preceded by 1 year for the APW as a recipient of U.B. If so, the compen-
sation will be 92 per cent of the U.B. (here assumed to be calculated on basis of the
APW income in 1997).
The net compensation percentage is close to 0.92 x 56 = 51.5. The compensation is
tax and contribution free so the disposable income in this case is 0.92 x 120,633 =
110,982 ATS.
The decrease in disposable income compared to the situation without unemployment
is 214,260 - 110,982 = 103,278 ATS or 48.2 per cent.
6.
Wife unemployed for the whole year, insured. APW couple
There is no gross wage for the wife. The working income is equivalent to a weekly
income of 2,909 ATS, which corresponds to a daily compensation of 188.20 ATS or
68,693 ATS on an annual basis.
The net compensation percentage is again close to 56. The compensation is on a net
basis so the disposable income of the couple is 68,693 + 214,260 = 282,953 ATS
when the wife is unemployed for the whole year in 1997 and usually is working part
time (½ APW income).
The decrease in disposable income compared to the situation with no unemployment
is 335,791 - 282,953 = 52,838 ATS or 15.7 per cent.
7.
Injured from work. Single APW
The effects of injuries from work are investigated in two cases. In the first there is a
complete loss of working capability. In the second, the working capability is reduced
by 33 1/3 per cent.
1. Working capability completely lost
There is no gross income. The compensation is 2/3 of the former gross wage, i.e.
201,667 ATS. In this case of severe disability there is a supplement of 20 per cent
of the basis compensation, i.e. 40,333 ATS. The total compensation is 242,000
ATS.
The gross compensation percentage is 66.67 + 0.2 x 66.67 = 80. The compensa-
tion is non-taxable, but there is a social contribution of 3.75 per cent, so dispos-
able income is 242,000 - 9,075 = 232,925 ATS.
The increase in disposable income compared to the situation without injuries is
232,925 - 214,260 = 18,665 ATS or 8.7 per cent.
2. Loss of 1/3 of the working capability
The gross wage is reduced by 1/3, i.e. 100,833 ATS. The compensation in this
case is 1/3 of the basic compensation in the former case, that is 67,222 ATS.
The gross compensation percentage is 66.67. The disposable income of the APW
losing 1/3 of his or her working capability is 219,757 ATS.

---

142
The increase in disposable income compared to the situation without injuries is
219,757 - 214,260 = 5,497 ATS or 2.6 per cent.