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4.
Unemployed for 3 months during the year, non-insured. Single APW
The reduction of the gross wage is 40,600 SEK as in case 2. The compensation for
the non-insured APW is 13 × 5 × 191 = 12,415 SEK.
The gross compensation percentage is 12,415 / 40,600 × 100 = 31. The disposable
income is 98,324 SEK in this situation.
The decrease in disposable income compared to the situation with no unemployment
is 116,852 - 98,324 = 18,528 SEK or 15.9 per cent.
5.
Unemployed for the whole year, non-insured. Single APW
There is no gross wage. The compensation is 52 × 5 × 191 = 49,660 SEK interpreted
as an annual rate. (The maximum period for which this compensation can be re-
ceived is in general not more than 30 weeks).
The gross compensation percentage is 49,660 / 162,400 × 100 = 31. The disposable
income is 38,564 SEK in this situation.
The decrease in disposable income compared to the situation with no unemployment
is 116,852 - 38,564 = 78,288 SEK or 67.0 per cent.
It should be mentioned, that the recommended minimum standard for a single person
in 1991 is 1.007 times the basic rate (’basbeloppet’) in the Swedish Social Security
System i.e. 32,425 SEK excluding housing costs. Recipients of the benefit from this
scheme will, in many cases, be eligible for social assistance to supplement the
income.

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183
6.
Wife unemployed for the whole year, insured. APW-couple
There is no gross wage for the wife. The compensation is 90 per cent of the lost
income, i.e. 81,200 × 0.9 = 73,080 / 260 = 281.08 SEK, rounded 281 SEK on a daily
basis. Total compensation is 73,060 SEK. The gross compensation percentage is
then 90. The disposable income of the APW-couple is 172,212 SEK, when the wife
is unemployed for the whole year of 1991 and usually is working part time.
The decrease in disposable income compared to the situation with no unemployment
is 178,452 - 172,212 = 6,240 SEK or 3.5 per cent.