Sweden Finland Austria

’Standard’ income events
1.
Ill for one week. Single APW
The gross wage is reduced by 1/52, i.e. 3,123 SEK. Compensation for illness in one
week is 65 per cent of the gross income (on a daily basis that is 162,400 × .65 =
105,560 / 260 = 406 SEK) for the first 3 days and 80 per cent for the remaining 2 (on
a daily basis that is 162,400 × .80 = 129,920 / 260 = 499.69 SEK, rounded 500
SEK). The compensation is (3 × 406) + (2 × 500) = 2,218 SEK.

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The gross compensation percentage is 2,218 / 3,123 × 100 = 71. When the APW is
ill for one week his or her disposable income is 116,290 SEK.
The decrease in Disposable income compared to the situation without illness is
116,852 - 116,290 = 562 SEK or 0.5 per cent.
2.
Unemployed for 3 months during the year, insured. Single APW
The loss of income is 1/4 of the gross wage, i.e. 40,600 SEK. Unemployment com-
pensation is 90 per cent of the lost income with a maximum of 543 SEK a day,
which for 13 weeks (5 days each) is 13 × 5 × 543 = 35,295 SEK. 
The gross compensation percentage is 35,295 / 40,600 × 100 = 87. The Disposable
income of the APW with 25 per cent unemployment is 113,385 SEK.
The decrease in disposable income compared to the situation with no unemployment
is 116,852 - 113,385 = 3,467 SEK or 3.0 per cent.
3.
Unemployed for the whole year, insured. Single APW
There is no gross wage. The compensation is 52 × 5 × 543 = 141,180 SEK.
The gross compensation percentage is 141,180 / 162,400 × 100 = 87. The disposable
income of the APW is 102,921 SEK, when he or she is unemployed for the whole of
1991.
The decrease in disposable income compared to the situation with no unemployment
is 116,852 - 102,921 = 13,931 SEK or 11.9 per cent.