S: In which part of an informal letter "With love" is used?

How can you define the phrase “Cultural Diversity”?
-: Differences in race, ethnicity, language, nationality or religion.
-: Refers to the ability to recognize cultural differences and similarities when dealing with someone from another culture and also the ability to recognize features of own behavior, which are affected by culture.
-: Is the final stage of cross-cultural learning and signals the individual's ability to work effectively across cultures. Cross cultural competency necessitates more than knowledge,
-: Refers to a surface level familiarization with cultural characteristics, values, beliefs and behaviors. It is vital to basic cross-cultural understanding and without it cross-cultural competence cannot develop.
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