397
If we also start a comprehensive movement of the Islamic financial services industry in
Uzbekistan, we will open the door of the following opportunities:
✓
increase and diversification of foreign investments;
✓
creation of a fair and transparent competitive environment in the banking network
and the possibility of diversifying the assets of the banking system;
✓
ensuring the maximum participation of free funds available to the population and
business representatives in the development of the economy;
✓
development and diversification of the capital market in the country;
✓
create many new jobs;
✓
increase the activity of the population in the financial market by increasing the
financial literacy of the population;
✓
Coordinate and upgrade infrastructure in the country by developing the Islamic
financial services industry;
✓
establishment of new financial institutions;
✓
contribute to the implementation of the state program to fight against poverty;
✓
creating a personnel training program in a new direction.
In order to develop the Islamic financial market in the country, first of all, it is necessary
to establish an educational system in this field. Based on this, the following proposals were
developed:
•
Development of personnel training program on Islamic finance;
•
Establishing contacts with advanced foreign universities;
•
Introduction of Islamic finance and Islamic economics textbooks;
•
Organization of Islamic finance lines;
•
The possibility of opening branches of advanced foreign universities in Uzbekistan.
The experience of developed and developing countries shows that it is important to
introduce the Islamic finance and banking system in our country in order to develop the
economy and have an alternative banking system.
In conclusion, it should be noted that Islamic finance is a concept that has gained rapid
momentum and is accepted all over the world today, regardless of religious beliefs. In light of
the recent financial crises and the unprecedented pandemic, its development and stability
have not only confirmed its practical benefits, but also increased its potential. At the same
time, it is clear that many of the challenges it still faces are the reasons why Islamic finance
has not yet reached its full potential. Understanding the nature of such problems should be
the first step to solve them, because it is impossible to prescribe the appropriate drugs
without first identifying the disease.
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