“Сервис” илмий-амалий журнал

Ключевые 
слова: 
маркетинговые 
исследования, проблемы, производство 
товаров, продажа товаров, потребление 
товаров, время продажи, ширина рынка. 
M.Pardaev, M.Pulatov 
Problems in marketing research: their 
classification, groups and the importance of 
identification 
Abstract: The article outlines the problems in 
marketing 
research, 
their 
classification, 
description, groups and the importance of 
identification. It discusses the problem of 
commodity production, some problems of 
marketing research related to commodity 
markets, the classification of goods by 
consumers. Clear ways of identifying these 
problems are shown. 
Keywords: marketing research, problems, 
production 
of 
goods, 
sale 
of 
goods, 
consumption of goods, time of sale, market 
width. 
 
S.Alieva – PhD in economy, Senior Lecturer of Samarkand institute of economics and 
service 
N.Ruzibayeva – Teacher of Samarkand institute of economics and service,
M.Rahimov – student of Samarkand institute of economics and service 
 
INCREASING THE PROCCESS OF STABLE ECONOMIC DEVELOPMENT 
IN UZBEKISTAN 
 
Annotation: This article focuses on widely used in foreign academic circles, and 
among economists, central bank and other authorities on the periphery of the concept 
of domestic scientific debate "financial stability", where the broad scope of “financial 
stability” and their elements, and the systemic nature of modern economic processes 
have been analyzed. 
Key words: Economist, Central bank, financial stability, elements, economic process. 
Economics, like any other science, operates with a set of special terms and 
categories, establishes their relationship, formulated with the help of their scientific 
laws and creates scientific theories. However, scientists do not only operate on existing 
concepts and terms, but also to develop new concepts and terms as the widening and 
deepening of their submissions on the subject of science. Preparation of new scientific 
knowledge is closely linked with the development of a new conceptual apparatus and 
terminology. Introduction to the scientific discussion of new terms begins with the birth 
of the idea or concept (from Lat sonceptus -. Concept, idea), in the future, this concept 
clarifies, "acquires" the details, taking shape strict scientific definition and becomes a
scientific concept or category
1
. 
1
J. Benson Durham, “Economic Growth and Political Regimes”, Journal of Economic Growth, Vol. 4, 
No. 1, (March, 1999), pp. 81-111.

---

“Сервис” илмий-амалий журнал
2018 йил 2-сон 
12 
Under the concept of "financial stability" in this paper refers to the general idea 
or mental representation that is embedded in the term "financial stability"
1
. The concept 
of "financial stability" and assessment of the financial condition of a particular economy 
at a time - not identical concepts. 
Financial stability, in general view, has all the properties inherent to the 
scientific concept. It is mostly mentioned only the two most significant ones. 
The broad scope of the concept of "financial stability" and the heterogeneity of 
male elements also increase the difficulty of quantifying the level of financial stability, 
although they do not exclude the measurability of financial stability. 
In addition, the concept of "financial stability" reflects the systemic nature of 
modern economic processes: the relationship of the financial sector and finance the real 
economy, usually economies of developed countries finance other countries' economies 
and financial sectors of the real economy due to each other, in some ways one can also 
make such kind of sector, which can collect, analyze and make better financial plans for 
the future. Given the complexity of these relationships, the analysis of the financial 
sustainability of some financial intermediaries and the use of control interventions 
solely to the financial system in the narrow sense of the word cannot guarantee financial 
stability in the economy
2
. Achieving and maintaining an acceptable level of financial 
stability requires a comprehensive approach to the development of appropriate measures 
of economic politicians. 
In practice, in order to explain something less known or abstract is to compare 
with the familiar concepts. Economists often draw an analogy between the economy and 
the human body. In particular, the monetary system figuratively called "circulatory 
system" of the economy. Using a similar metaphorical language can be identified 
financial stability to human health. At the same time we realize that the absolute of any 
state is inconceivable in practice and it is difficult to define in theory
3
. It is shown that 
how cannot be perfect (absolute) health, and in reality there is no absolute financial 
stability (Please look at the figure № 1). 
Thus, the concept under consideration involves relativity, where the absolute 
level of financial stability is achievable only in a hypothetical state of economic system. 
In fact, the economy is constantly in a state of deviation from this standard, the lower 
boundary of which is a state of absolute rejection of financial instability
4
. Zone financial 
stability assessments "A" and the area estimates of financial destabilization separated 
boundary strip "B", which characterizes the intermediate states between financial 
stability and financial destabilization (please look at the picture 1). Assessment of 
financial stability at the level of the boundary line is sometimes treated as a state. 
Due to the relatively recent emergence of the reporting period of the concept, as 
well as the complexity of its structure marked economic science has not yet developed a 
clear, unambiguous definition of what is financial stability
5
. Financial stability is 
considered as a specific public good, which can use each subject of the economy. Such 
a public good is the ability of the financial system to effectively facilitate and improve 
1
Peter Dombrowski, “From Sovereign States to Sovereign Markets”, International Politics a Journal of 
Transnational Issues and Global Problems, Vol. 36, No. 1, (March, 1999), pp. 1-23.
2
Laszlo Szamuely, “The Transition Economies (CIS, Bulgaria)”, Economic Trends in Eastern Europe, 
Vol. 8, No. 1, 1999, pp. 19-24. 
3
Alesina, Alberto, Sule Ozler, Nouriel Roubini, and Phillip Swagel. 1996. “Political Instability and 
Economic Growth.” Journal of Economic Growth 1: 189-211.
4
Alesina, Alberto, and Roberto Perotti. 1997. “The Politics of Growth: A Survey.” In Government and 
Growth, edited by V. Bergstrцm. Oxford: Oxford University Press.
5
Levine, R. (1997): “Financial development and economic growth: views and agenda,” Journal of 
Economic Literature, 35, 688–726. 

---

“Сервис” илмий-амалий журнал
2018 йил 2-сон 
13
the economic processes, to manage financial risks, redistribute risks between economic 
operators, as well as to absorb negative shocks on the economy. 
However, summing up the developed academic definition of financial stability is 
possible, whereas one should provide the following characteristics of this concept, 
revealing its essence: 
1. The systemic nature of financial stability. Financial stability arises as a result 
of the synergistic interaction of the system of financial institutions, markets and 
infrastructure as well as financial relations arising in the real economy; 
2. A plurality of possible states of financial stability. Financial stability - is not 
the only point state, and a number of possible values, each of which corresponds to a 
margin of safety of the financial system; 
3. The relative character of financial stability. Financial stability is not an 
absolute condition for financial stability. The theoretical probability of financial 
instability exists even in the most stable financial systems; 
4. The dynamic aspect of financial stability. If you have financial stability in the 
current period of time the risks identified and evaluated properly. Proper assessment of 
the risks that may affect in the future, allowing providing financial stability in periods, 
unless there are unexpected and/or negative macroeconomic and financial shocks; 
5. The basis of trust in the financial system. Without confidence in financial 
institutions, markets, instruments and infrastructure, financial stability can be affected 
negatively; 
6. The ability to fully absorb negative shocks in the financial system. There is no 
negative impact on the real economy from the financial system in a state of financial 
stability. 
Taking into account the level of development of the financial system of the 
republic of Uzbekistan, which is currently in the definition of financial stability for 
practical use should be included, above all, to prevent a systemic financial crisis (the 
payment system of the crisis, banks and insurance companies, currency destabilization 
of the market, interbank market and government securities market securities). With the 
development of the financial system in such a definition should be added other essential 
features of financial stability: the stability of non-bank intermediaries, the stability of 
financial markets, an effective redistribution of financial resources in the economy. In 
the longer term, in the operational definition of financial stability, it will be possible to 
include a function to absorb the negative economic shocks and effective management of 
financial risks in the economy.