O’zbekiston respublikasi оliy va o’rta maxsus ta’lim vazirligi тоshkent moliya instuti

Task 3. Reading: Answer the following questions according to the text.
The voyage began well in calm, clear weather. As usual, the ship was crowded; most of the passengers were tourists who, after their holiday in Turkey, were now returning home. There was a great deal of fun and entertainment on board the ship. People were eating, dancing, singing and enjoying themselves. But after the sun set, the weather began to change, and the sea got rougher and rougher. Soon nearly everyone was feeling ill.
49. Most of the passengers on board the ship _____.
A) didn’t want to return home.
B) hated the food they were served.
C) got very sick before the storm broke out.
D) knew the weather would turn so bad in the evening.
E) enjoyed themselves by singing and dancing all night.
50. The passage is about _____.
A) holidays by the sea.
B) a terrible storm at sea.
C) the dangers of a sea voyage.
D) the first day on board the ship.
E) tourists in Turkey.
51. At the start of the voyage _____.
A) everyone was feeling happy.
B) a lot of people were already seasick.
C) everyone was looking forward to the holiday in Turkey.
D) the weather was cool and windy.
E) most of the tourists were complaining about the weather.
Task 4.Writing: Translate the given text into your native language
What is virtual money
Almost all money is virtual, in one way or another. Only coins minted in silver or gold, or some other precious commodity, are really worth anything. All other money is just a promise of value – a piece of paper with George Washington’s portrait on it is like a check or an online bank account in that it is only worth what it can purchase. Essentially, money is a promise to the seller that they will be paid for their selling. As much as people want to believe a hundred dollar bill is valuable in itself, it is only worth what other people think it will give them. Virtual money has existed ever since someone in medieval Venice had the clever idea to invent double accounting. In order to avoid the cumbersome moving of heavy coins from one account to another, merchants and bankers on Realto Bridge simply wrote down – in a big book- the credits and debt of each client. The virtual world of Web finance is just extension of what merchants of Venice were doing back in the Middle Ages: crediting one account and debiting another. Originally , almost all transactions on the Web were paid for with credit cards, a form of virtual money where a number or a signature is all that needed to have a book or a box of fruit sent from one part of the world to another.
Eventually, entire new forms of Web “currencies” were invented. Some allowed people to load a certain amount of money onto their own Web accounts and then spend this virtual money online. Others involved using various services, such as a Pay Pal.com or Pay Me.com, which allowed Web users to transfer money in the form of e-mail.
Another alternative to using credit cards for Web purchases can be found in e-commerce cards, or E-Com Cards, which work like prepaid telephone cards in that they are purchased –from stores, banks, or online- with a certain amount of money loaded on them.
Web money , just like normal money can stored for later use- either on the Web itself or digitally transferred to chips embedded on cards. These ‘smart cards” or “chipper cards” can be used to pay for everyday purchases at terminals set up at many “points of sales”, such as grocery stores or movie theatres.
The “smart card” technology, developed in Europe during the 1990s, allows consumers to use cards embedded with an electronic chip to pay for purchases at stores and many other places of sale. Smart cards are a type of virtual money that can be used to pay for purchases through the use of a chip that provides the store with updatable personal information. This information can usually only be accessed when the customer enters a secret PIN(Personal Identification Number).