Moliyaviy texnologiya yoki Fintex nima?

Sug’urta ilovalari

• Oscar Health. Nyu-Yorkda joylashgan ushbu fintech sog'liqni saqlashni sodda va oson qilish uchun texnologiyani optimallashtirish uchun mo'ljallangan birinchi tibbiy sug'urta kompaniyasidir. 2012-yilda asos solingan Oskar da'volarning shaffof narxlari tizimlari, sog'liqni saqlashga yo'naltirilgan texnologik tizimlar va telemeditsinadan foydalanadi.
• Root insurance. Ushbu yagona shoxli texnologiya firmasi haydovchilarga sug'urta polisida 52% gacha tejash imkonini beruvchi muqobil avtomobil sug'urtasini taklif qiladi. Bosh qarorgohi Kolumbusda (OH, OH) joylashgan Root texnologiyadan foydalangan holda haydash xulq-atvorini sinab ko'radi, uning balli premium stavkalarni belgilaydi.
• PolicyGenius. U to'liq, tushunarli maslahatlar berish orqali odamlarga sug'urtani solishtirish va sotib olish uchun oson yondashuvni taklif qiladi. Mijozlar kotirovkalarni yaxshiroq solishtirishlari va ularning ehtiyojlariga mos keladigan sug'urtani tanlashlari mumkin.

Blokcheyn va kriptovalyuta

• Blokcheyn. Lyuksemburgda joylashgan ushbu kriptovalyuta fintech mashhur blokcheyn hamyonini yaratadi, bu kriptovalyutalarni saqlash, investitsiya qilish va savdo qilishning eng oson usullaridan biri hisoblanadi. 402 milliondan ortiq hamyon ishonchli bo'lib, u 140 mamlakatdan foydalanuvchilar ishtirokida 100 milliondan ortiq tranzaksiyalarni amalga oshirdi.
• Coinbase. Coinbase 32 mamlakatdan 25 milliondan ortiq foydalanuvchi tomonidan foydalaniladigan dunyodagi eng yirik kriptovalyuta almashinuvini boshqaradi. Ushbu onlayn bozor foydalanuvchilarga Ethereum, Bitcoin cash va boshqalar kabi kriptovalyutalarni sotish, saqlash va sotib olish imkonini beradi.
• Binance. Ushbu kriptovalyuta almashinuvi ilovasi kriptovalyuta bozorining keng doirasi bo'ylab kriptovalyuta sotib olish va savdo qilishning eng xavfsiz usullaridan birini taklif etadi. Shuningdek, u ko'plab xususiyatlarni qo'llab-quvvatlaydigan mobil savdo ilovasiga ega.

P2p qarz berish

• Kickstarter. Launched in 2009, this New York-based crowdfunding fintech has received over US$4.5 billion in pledges and has successfully funded over 171,000 projects to date. The company has an average success rate of 37.31% success rate.
• GoFundMe. Another leading crowdfunding firm, this for-profit crowdfunding firm has raised over US$5 billion. All its projects-which focus on helping community-based projects–are backed-up by a community of over 50 million donors across the world.
• Upstart. Founded by former Google employees, this peer-to-peer online lending firm uses non-conventional criteria to measure a person’s creditworthiness. Borrowers can loan amounts starting at $1,000 to $50,000, with a low 8.85% interest rate.