Karimov Abdulaziz im-82i Money and Banks Intermediate control

Borrower's rights:

1. 
   Debts and online microcredit through the communication channels specified in the general terms
   

get information on payment terms;

2. 
   Payment of any online microcredit debt ahead of time in full or in part, without penalty by the bank.
   
3. 
   Refusal to receive a free microcredit in the period before the receipt of funds after the conclusion of the contract.
   

1. Borrower's obligations:

   1. 
      Timely making payments under this Agreement and the General Terms and Conditions in accordance with the Payment Schedule;
      
   2. 
      Repayment of the online microloan received after receiving a request from the Bank for early repayment in accordance with the terms of this Agreement and the General Agreement, and payment of interest accrued for the use of online microloans and other payments.
      
   3. 
      Changes in passport and other information after the conclusion of this agreement, including: mobile phone number, work phone number, registration notify the Bank of any changes in the address, place of residence, place of work (source of income), last name or first name and other circumstances that may affect the Borrower's performance of its obligations under this Agreement and the General Terms and Conditions; does.
      

3. RETURN PROCEDURE

1. 
   The interest on the contract is calculated on the basis of the daily principal balance. Interest is calculated 365 days a year.
   
2. 
   The interest rate for the overdue portion of the principal is calculated from the first day of the deferred period until the overdue portion of the online microcredit is fully repaid. Interest on overdue principal is calculated at the rate specified in Clause 2.2.2 of this Agreement.
   
3. 
   If the date of any payment is the same as the non-working banking day If it arrives, the payment will be made the day after the non-working bank.
   
4. 
   The automatic registration service is activated by the Bank from the moment of receiving the online microcredit, and the Borrower accepts and confirms the voluntary receipt of this service from the Bank.
   

5. 
   The Borrower agrees that the Bank will undoubtedly deduct from the bank cards belonging to the Borrower in all banks of the Republic of Uzbekistan, as well as from newly opened bank cards, for online microcredit payments.
   
6. 
   Debt collection under this agreement is automatic by the Bank is carried out in the following sequence:
   
   1. 
      Interest on overdue principal;
      
   2. 
      Overdue interest;
      
   3. 
      The amount of overdue principal.
      
7. 
   In case of early repayment of the online microcredit by the Borrower, the Bank will make payments in the following order:
   
   1. 
      balance of interest accrued on the date of payment;
      
   2. 
      the remainder of the principal amount.
      
8. 
   When the loan is partially repaid before maturity, the subsequent repayment schedule is the principal debt
   

the balance is recalculated by the annuity method, with the dates of making payments
does not change.

4.