Card №1 Task Give the main idea of the text. When women run the economy

Task 2. Describe the following graph.

Task 3. Speak on the topic: Money and it’s functions.
Card №3
Task 1. Give the main idea of the text.
Builder sentiment in the market for single-family homes fell sharply in May, as mortgage rates shot higher and building material costs showed no relief.
Taking out that pandemic effect, this month’s reading is the lowest since September 2019, when the U.S. trade dispute with China was taking a hard toll on building material supply chains.
“Housing leads the business cycle, and housing is slowing,” said NAHB Chairman Jerry Konter, a builder and developer in Savannah, Georgia. Of the index’s three components, current sales conditions fell 8 points to 78, and sales expectations in the next six months dropped 10 points to 63. Buyer traffic fell 9 points to 52. Buyers in April saw the average rate on the 30-year fixed mortgage jump from 4.88% to 5.41% and then hit a high of 5.64% in the first week of May, according to Mortgage News Daily. 
“The housing market is facing growing challenges,” said NAHB chief economist Robert Dietz. “Building material costs are up 19% from a year ago; in less than three months mortgage rates have surged to a 12-year high, and based on current affordability conditions, less than 50% of new and existing home sales are affordable for a typical family.”
Entry-level buyers are being hardest hit by rising rates, but the drop in demand is showing up across all levels. Some surveys are also showing an increase in cancellation rates for new construction.
Regionally, on a three-month moving average, builder sentiment in the Northeast was unchanged at 72.
https://www.cnbc.com/2022/05/17/
Task 2. Describe the following graph.


Task 3. Speak on the topic: Cash and non-cash money
Card №4
Task 1. Give the main idea of the text.
Gold rose over 1% on Thursday as a slide in the dollar and Treasury yields burnished bullion’s safe-haven appeal after weak U.S. jobs numbers compounded economic concerns.
Gold prices dropped to a near four-month low earlier on Monday and are up about 3% since the dollar backtracked from 20-year highs. “Dollar is falling and yields are significantly lower and this is good news for gold,” said Edward Moya, senior analyst with OANDA.
Making bullion cheaper for overseas buyers, the dollar slid 1%, while U.S. yields dropped to a three-week low. Although the number of Americans on jobless rolls are at its lowest since 1969 in early May, weekly jobless claims unexpectedly rose last week. “Gold is attracting safe-haven flows as the focus has shifted to the weakness in the U.S. with jobless claims rising and all the negative talk about inflation. There is good amount of pessimism with regards to global stocks,” Moya added. Further aiding the safe-haven metal’s appeal, global equity markets skidded further as fresh signs of slowing growth led investors to sell stocks and move into safe-haven assets.
Gold is considered an inflation hedge. However, the metal has had to battle with the dollar as a safe-haven of late given the U.S. Federal Reserve’s aggressive policy stance to fight surging prices. Non-yielding bullion tends to fall out of favour when interest rates rise.
https://www.cnbc.com/2022/05/19/gold-markets-dollar-us-bond-yields.html