Card №1 Task Give the main idea of the text. When women run the economy

Task 1. Give the main idea of the text.
Some investors may be grappling with the sting of higher-than-expected capital gains for 2021 and losses in 2022. But experts say tax-planning opportunities may soften the blow.
Individuals paid significantly more taxes this season, and the surge in capital gains in 2021 may be to blame, according to an analysis from the Penn Wharton Budget Model. Adjusted for inflation, filers paid more than $500 billion in April 2022, compared to north of $300 billion in the years before the pandemic, based on data from the U.S. Department of the Treasury, the report shows. Payments dipped below $250 billion in May 2021.
What’s more, investors with mutual funds in taxable accounts may have seen larger-than-expected year-end distributions. The Wharton analysis also highlights higher volumes of trading over the past few years, which may have contributed to higher capital gains in 2021.
“Last year’s tax gains were brutal,” said certified financial planner Karl Frank, president of A&I Financial Services in Englewood, Colorado. “When you pair that with this year’s losses, investors have a double whammy.”
One option to consider is selling losing assets to offset future gains, known as tax-loss harvesting. If losses exceed gains for the year, you can use up to $3,000 to reduce regular income taxes.
https://www.cnbc.com/2022/05/25/capital-gains-may-have-triggered-more-individual-taxes-for-2021.html
Task 2. Describe the following graph.


Task 3. Speak on the topic: Investment Climate of Uzbekistan
Card №13
Task 1. Give the main idea of the text.
Many adult children are “boomeranging” and moving back in with their parents amid high rents and home prices, a new survey from financial services company Thrivent finds.
About 40% of parents reported they currently have an adult child living with them. Meanwhile, 25% of parents said an adult child temporarily lived with them and has since moved out.
Parents said the top reasons their adult children moved back home are not being able to afford rent or home price increases, at 33%; needing financial support after graduation, 26%; or having lost their jobs, 17%.
Top reasons for moving back in with parents after graduation are not yet being financially independent, at 33%; trying to save money to purchase a home, 28%; losing a job, 13%; having large debts, 12%; and unexpected costs like medical bills, 10%. Parents surveyed cited their own list of financial goals, including paying off debt, saving for retirement, saving for a home and caring for aging parents.
Yet having their kids return home set some parents back, with 35% of respondents indicating it affected their ability to save for their long-term goals, 26% reporting it affected their ability to meet short-term goals or pay off debts, and 14% reporting it limited their ability to save for their future health-care needs.