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Entrepreneurs are used to hearing from skeptics, and like most, Ms. Adler, Ms. Ericson and Mr. Takle all vow to push ahead. Ms. Adler, for one, says she has no choice. ''Being boss isn't always fun,'' she said. ''But I could never work for somebody else.'' URL: http://www.nytimes.com SUBJECT: RESTAURANTS (90%); SMALL BUSINESS (78%); WHOLESALERS (78%); RETAIL BAKERIES (77%); COMPANY PROFITS (76%); WEB SITES & PORTALS (73%); RETAILERS (73%); CONSULTING SERVICES (70%); CLOTHING & ACCESSORIES STORES (68%); PROPERTY MANAGEMENT (66%); WAGES & SALARIES (64%); TRADEMARK LAW (61%); TRADE SHOWS (50%); COMPUTER SOFTWARE (68%) COMPANY: BOSTON CONSULTING GROUP (53%) GEOGRAPHIC: MASSACHUSETTS, USA (90%); NORTH CAROLINA, USA (73%) UNITED STATES (90%); INDIA (70%) LOAD-DATE: June 12, 2008 LANGUAGE: ENGLISH GRAPHIC: PHOTOS: Besides running Sweet Bites Bakery and Cafe, Caitlin Adler is working on a Web site to sell brownies and merchandise with her logo. She hopes to start paying herself a salary by August. Ms. Adler said she wanted to increase sales at her company in Massachusetts to $11,000 a week by December, from $8,000.(PHOTOGRAPHS BY JODI HILTON FOR THE NEW YORK TIMES) PUBLICATION-TYPE: Newspaper Copyright 2008 The New York Times Company 681 of 1231 DOCUMENTS The New York Times
Late Edition - Final Small-Business Agency's Problems Linger as Leader Moves On to HUD BYLINE: By ELIZABETH OLSON SECTION: Section C; Column 0; Business/Financial Desk; Pg. 3 LENGTH: 1105 words DATELINE: WASHINGTON Steven C. Preston's signature accomplishment as head of the Small Business Administration was overhauling the agency's disaster loan assistance program, a program that was foundering under the crush of Hurricane Katrina claims when he took over nearly two years ago. Mr. Preston has now moved on. He started this week as secretary of Housing and Urban Development. While he streamlined the way the S.B.A. worked, he left behind various problems that critics and small-business groups say are particularly troublesome in a weakened economy. They cite the need for greater availability of loans in particular. And because his departure comes in the waning months of the Bush administration, it is unlikely that a permanent leader for the S.B.A., with a mandate to make major changes, will arrive before next year. ''While they focused on disaster assistance, there has been criticism that the agency has ignored small-business concerns,'' said Karen A. Kerrigan, president and chief executive of the Small Business and Entrepreneurship Council, which represents 70,000 small businesses. The agency's difficulties in getting hurricane assistance to small businesses and homeowners showed how years of cuts by the Bush administration had taken a toll. The S.B.A.'s budget this year, $482 million, was less than half its budget in 2001. Critics say the S.B.A. needs to broaden access to federally guaranteed loans, which carry lower interest rates and lower fees than their commercial counterparts, so that they are more attainable for entrepreneurs and small-enterprise owners. Minority business owners also complain the agency is not doing enough to help them find financing and contracts. Female entrepreneurs are angry that the S.B.A. has not done more to help deliver a higher percentage of contracts, even though the agency was ordered to do so by Congress eight years ago. While Mr. Preston faced no opposition at his confirmation hearing for the job at HUD, Representative Nydia M. Velazquez, Democrat of New York and head of the House Small Business Committee, gave his stewardship of the S.B.A. an incomplete. ''Unfortunately, he was not at the agency long enough to have a lasting effect,'' she said. Jovita Carranza, now the acting administrator and a former executive of United Parcel Service, is likely to run the agency until a new administration arrives. Even with Mr. Preston's efforts to speed up disaster assistance, Congress recently pushed ahead with provisions, part of the farm bill, that amounted to its own overhaul of the S.B.A. disaster loan program. The legislation's provisions, said Senator John F. Kerry, Democrat of Massachusetts and chairman of the Senate Committee on Small Business and Entrepreneurship, would ''cut through red tape, increase resources, bring private lenders into the response and help bridge that gap while disaster victims begin the process of building their lives.'' And last week, the Senate voted to add $101 million to the agency's budget. The move was also supported by Senator Kerry's Republican counterpart on the committee, Olympia J. Snowe of Maine. Both senators argue that the agency needs to step up its efforts since less capital is available elsewhere in the current sluggish economy. ''There is a contraction in the lending program, which I think is antithetical to what the S.B.A. is supposed to be doing,'' Mr. Kerry said. ''This is a moment where the credit crunch requires the S.B.A. to fill the gap.'' The number and amount of federal loans under the main loan guarantee program, called 7 (a), has fallen to 50,546 through the end of May this year, from 63,945 loan approvals through the end of May 2007. The loan amounts dropped as a well, to $8.24 billion from almost $9 billion. ''Our overall lending volume is down 8 percent,'' Mr. Preston said in an interview last week. ''And the dollar volume from the riskiest lenders is down 34 percent because they have pulled back the most.'' The agency, he said, has adopted procedures for greater automation, which should streamline lending and make it more attractive for banks to handle S.B.A. loans. But small-business owners like Frances Richards, who heads Arlean & Company, a construction program management firm in Las Vegas, say they do not see any relief. Her efforts to tap into the area's commercial expansion have been thwarted by difficulties in getting a $25,000 loan to hire the employees necessary to qualify for a subcontract. ''I'm in a Catch-22 because I'm not going to get a contract unless I have the capacity to handle it,'' Ms. Richards said. ''But that requires more money than I can get from my credit cards.'' The S.B.A. loan program is also contentious because of accusations of inadequate oversight of lending institutions. The agency's inspector general found recently that flawed oversight had resulted in a $329 million loss in recent years. Mr. Kerry and Ms. Snowe this month asked the Government Accountability Office to investigate the S.B.A.'s system for monitoring lender portfolios and identifying risky lenders. ''The whole process of overseeing lenders is under review,'' Mr. Preston said. ''We'll be putting clear rules in place to determine what we should do for lenders,'' although he said he would not be around to see it through. The most vociferous criticism has been about the S.B.A.'s handling of government contracts, about $400 billion yearly -- 23 percent of that is supposed to be for small businesses. The American Small Business League, which sued and won release of S.B.A. data, maintains that large corporations are receiving contracts meant for small business. Last year, the agency changed its rule to require businesses to certify their size every five years to prevent large corporations from winning contracts. Female business owners are pursuing legal action to force agency compliance with Congress's directive, passed in 2000, that they receive 5 percent of federal contracts. This year, the agency issued a regulation that included only four industries, infuriating female business groups. If anything, minority small businesses are even more irate at the S.B.A., though the agency this year started an initiative aimed at helping inner-city enterprises. For minority businesses, ''the S.B.A. isn't even in the picture,'' complained Harry C. Alford, president and chief executive of the National Black Chamber of Commerce. ''We are not looking for giveaways, but in contracts and loans we are looking for them to loosen rules and make them more accessible. ''So right now, we're not counting on the S.B.A.''
Copyright 2008 The New York Times Company 682 of 1231 DOCUMENTS The New York Times
Late Edition - Final SECTION: Section C; Column 0; Business/Financial Desk; TODAY IN BUSINESS; Pg. 2 LENGTH: 508 words COMMODITY PRICES SURGE Corn futures rose above $7 a bushel for the first time, hitting a record after heavy rains in the Midwest prompted the Department of Agriculture to lower its 2008 output estimate. Seeking to reduce speculation, Senator Joseph I. Lieberman said he would propose that large institutional investors be banned from the nation's commodity markets. [C4.] OBAMA ADVISER Presidential candidate Barack Obama picked Jason Furman, a well-known representative of Bill Clinton's economic policies, to serve as his economic policy director. [C1.] RATINGS SUCCESS HGTV and TLC, the two cable channels that air the most so-called property programming, continue to draw viewers seeking advice on buying and selling decisions. [C1.] BREWER GETS A SUITOR The Anheuser-Busch Companies, the nation's biggest brewery, said that it had received a $46 billion buyout offer from InBev, a Belgian brewer. [C1.] ANOTHER KNOCKOFF Sprint will offer the new Samsung Instinct, a blatant iPhone wannabe. But its software structure is simple and it has its own personality. State of the Art: David Pogue. [C1.] CSX FIGHT CONTINUES A federal judge refused to bar two hedge funds seeking to win a proxy fight at the CSX Corporation from voting their shares at the company's annual meeting. [C1.] OIL VENTURE TALKS The chief executive of BP said that the oil company remained in discussions with its partners in the Russian joint venture TNK-BP. [C2.] CHANGES SOUGHT The Securities and Exchange Commission proposed new rules to make the credit rating industry more open, including a plan to require ratings of complex securities. [C2.] EUROPE'S AIRLINE EDGE Benefiting from a relatively strong euro and fuel-efficient planes, European airlines appear to be better placed to ride out economic woes than their American rivals. [C3.] UNRESOLVED ISSUES The head of the Small Business Administration has moved on, and it is unlikely that a permanent leader, with a mandate to make changes, will arrive before next year. [C3.] NEW LEADERS Martha Stewart Living Omnimedia said its chief executive, Susan Lyne, resigned and would be replaced by Wenda Harris Millard and Robin Marino as co-chief executives. [C3.] SLUGGISH ECONOMY The Federal Reserve said that economic activity was weaker in most regions of the country in May, as Americans were pinched by rising energy and food prices. [C4.] BRANDING ENTERTAINMENT The efforts of marketers to develop programs centered on specific products are a throwback trend called branded entertainment. Advertising: Stuart Elliott. [C5.] DEVELOPING EAGER MINDS What's the right approach for parents faced with choosing age-appropriate technology for their children? Basics. [C6.] STOCKS FALL Oil prices surged, sending stocks tumbling as investors worried that inflation would further pinch consumers and lead central banks to raise interest rates. [C7.] SMALL-BUSINESS UPDATE Six months after establishing business goals, three entrepreneurs find that running a start-up can lead to surprising twists. [C10.]
Copyright 2008 The New York Times Company 683 of 1231 DOCUMENTS The New York Times
Late Edition - Final Roast Turkey With a Salsa Beat BYLINE: By PETE WELLS SECTION: Section F; Column 0; Dining In, Dining Out / Style Desk; $25 AND UNDER; Pg. 8 LENGTH: 572 words HAVING been scrupulous in observing my government's ban on travel to Cuba, I don't know what the country's restaurants look like. So why did Sophie's Cuban Cuisine, a takeout or sit-down lunch place that opened on 40th Street earlier this year, strike me as inauthentic? Too clean, for starters. Vendors of top-notch ropa vieja are supposed to be grimy and dim, with a patina built up by decades of steam and frying grease. Sophie's, with its high ceilings, yellow walls and Technicolor travel posters of Havana before Castro, flunks that test. The owners aren't Cuban, either. They're from Peru, and years ago when they began casting their entrepreneurial eyes around New York, they decided that Cuban food was more marketable than Peruvian. Worst of all, Sophie's is a chain. Half a dozen Sophie's cluster around Midtown and the financial district. It goes without saying that no restaurant that has multiple locations and lists a phone number on its menu for information on franchises can possibly be authentic, right? Authenticity can be overrated. That's what I was thinking, at least, as I ran my teeth through a sandwich of fried pork, sweet plantains, spicy mayonnaise and pickled onions. A short time later, my mind went blank. This inauthentic restaurant had delivered authentic sandwich bliss. And the meat in a roast pork sandwich I had on another day was nearly as sweet and soft as those plantains. Some of the offerings here are just a shade or two paler than what you'd find at one of those grimy old-school joints. The Cuban sandwich hits all its marks, the black beans are tender and inky, and the beef-stuffed potato croquettes called papas rellenas have a textbook golden crust. But richer, more compelling versions can be found. Where will you find roast turkey like Sophie's, though? If you have eaten roast turkey before, say, at Thanksgiving dinner, chances are this will surprise you on multiple levels. First, it is red, bathed in a spicy tomato sauce. Second, it is soft and melting, not dry and stubbornly resistant to the combined efforts of tooth and jaw. Last, it is worth eating far, far more often than once a year. It is one of a dozen or so main courses lying in wait on the steam table every day; another handful of specials pop up on assigned days of the week. Picadillo, a stew of ground beef, olives and raisins, among other things, enlivens Mondays and Thursdays. Fridays are improved by mariscada, a stew of squid, shrimp and other seafood. The place draws two kinds of Midtown workers. There are those who eat takeout at their desks, cheerfully, one imagines. The others, those who have half an hour or so to sit in the upstairs dining room, bypass the steam table and order from a server. When it's empty, the upstairs seems like an abandoned waiting room at Penn Station, but by 1 p.m. it feels like happy hour. (Sophie's doesn't serve alcohol. Its lemonade is a bit sweet and pallid, but the fresh watermelon juice offered one sultry recent afternoon made up for that.) At almost any time of day, there's authentic Cuban music. Played through an iPod, of course. Sophie's Cuban Cuisine 240 West 40th Street, (212) 730-9200 and five other locations: sophiescuban.com. BEST DISHES Fried pork sandwich, roast turkey, roast pork, spicy grilled chicken. PRICE RANGE Main courses, $9; sandwiches, $6.95. CREDIT CARDS None. HOURS 8 a.m. to 6 p.m., Monday to Friday. URL: http://www.nytimes.com SUBJECT: RESTAURANTS (90%); SEAFOOD (78%); ENTREPRENEURSHIP (69%); THANKSGIVING (62%) PERSON: MICHAEL MCMAHON (56%) GEOGRAPHIC: CUBA (92%); SOUTH AMERICA (79%) LOAD-DATE: June 11, 2008 LANGUAGE: ENGLISH GRAPHIC: PHOTO: PLANTAINS APLENTY: Sophie's Cuban Cuisine on West 40th Street serves pork sandwiches, seafood specials and turkey. (PHOTOGRAPH BY TONY CENICOLA/THE NEW YORK TIMES) DOCUMENT-TYPE: Review PUBLICATION-TYPE: Newspaper Copyright 2008 The New York Times Company 684 of 1231 DOCUMENTS The New York Times
Late Edition - Final SECTION: Section F; Column 0; Science Desk; POSTINGS RECENT ENTRIES FROM OUR BLOGS; Pg. 7 LENGTH: 602 words Dot Earth From Andrew C. Revkin's blog, nytimes.com/dotearth. After climate legislation died in the Senate last week, several influential people said that future proposals must guarantee that polluters pay, while average citizens are protected from the higher costs of making energy without burning fossil fuels. Peter Barnes, an entrepreneur and an author of books on climate policy, is pushing for a ''cap and dividend'' alternative in which emitters must buy an ever-shrinking pool of pollution permits, with the revenue going directly to taxpayers. Joe Romm, a former Energy Department official who now edits the blog climateprogress.org, also rejects more of the same, saying it provides enemies of change with a ''terrific sound bite'' about higher energy prices. robert verdi replies: Spin it any way you want, it was the Democrats who killed this bill. Apparently the green apocalypse isn't worth the political risk of explaining the costs of this bill in an election year. Prairie Smoke: Risk is inherent in everything we undertake. It is essential that risk is fairly managed, rather than manipulating obscene benefits for a few, and devastating costs to the masses and future generations. TierneyLab From John Tierney's blog, nytimes.com/tierneylab. Scientists are beginning to fathom the mystery of the business lunch. They find that your chances of getting someone else to accept an unfair deal depends on the other person's level of the neurotransmitter serotonin. In an experiment reported in Science, researchers found that people with low levels of serotonin become less likely to make a deal when playing the ''ultimatum game.'' In this game, one person proposes a way to divide a sum of money. If the second player agrees to the division, they get the money; if not, neither gets anything. Normally, if the first player proposes keeping the lion's share for himself, the second player will accept the deal about half the time. He may resent the inequity, but he realizes that a small share is better than nothing. But in this experiment the players rejected that deal 80 percent of the time when their serotonin levels were low, and it wasn't because they were cranky or depressed, the researchers report. They conclude that lower levels of serotonin ''can selectively alter reactions to unfairness,'' and note that in the experiment this condition ''increased retaliation to perceived unfairness.'' Well
From Tara Parker-Pope's blog, nytimes.com/well. Flip-flops, that summer staple, can be painfully bad for your feet, according to researchers from Auburn University who studied their biomechanics. ''We found that when people walk in flip-flops, they alter their gait, which can result in problems and pain from the foot up into the hips and lower back,'' said Justin Shroyer, a doctoral student who presented the findings. The reason may be that people tend to grip flip-flops with their toes. Flip-flops are best worn for short periods, like at the beach or for comfort after an athletic event. But they are not designed to properly support the foot and ankle during all-day wear. Mark Forstneger replies: Five years ago the American College of Foot and Ankle Surgeons first noted rising numbers of young patients with heel pain caused by flip-flops. Collycolly: Ouch! Was found recently to have developed plantar fasciitis, and told no barefoot, no flip-flops. Davis Liu, M.D.: While you are at it, consider avoiding shoes with high heels and narrow toe boxes. Consider function before fashion. Tony B: Good luck escaping from a burning plane ... in flip-flops. Download 5,58 Mb. Do'stlaringiz bilan baham:
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