Budjet and Investment

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Budjet and Investment
Аuthors: Baxtiyor Abdukarimov ,Qilishev Djunpolat Xolmurodov Azamat 
What is the differece budjet and invesment?
Why is budjeting and investing is important?
What are the 3 types of budjet?

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What is the
budjet?
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A budget is a financial plan for a defined period, often
one year. It may also include planned sales volumes
and revenues, resource quantities, costs and expenses,
assets, liabilities and cash flows. Companies,
governments, families, and other organizations use it to
express strategic plans of activities or events in
measurable terms

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Budget
= a plan for
managing income and
expenditures.

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Income = money coming in.
Expenditure = money that is spent.
INCOME AND
SPENDING
PATTERNS

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1.Four steps in developing a budget
1.Establishing goals
2.Estimating income and expenditures
3.Setting up the budget
4.Following and revising the budget
DEVELOPING AND 
USING A BUDGET

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Identify what you need and want
All family members should participate
Be realistic
Be specific
Include short-range, medium-range, and long-
range goals
Make a list
ESTABLISHING
GOALS
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Объясните, как вы собираетесь обеспечить охват
ваших клиентов, не ограбив при этом банк.

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Choose a budget period
Keep track for at least four weeks
Figure out average income per budget period
Figure out average expenditures per budget period
ESTIMATING
INCOME 
AND
EXPENDITURES

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1.Savings = cash set aside in a bank account to
be used for financial emergencies and goals
2.Regular expenditures = sometimes called fixed
expenditures, are those essential monthly
payments that are usually the same amount each
month.
3.Variable expenditures = are day-to-day living
expenses.
SETTING UP THE
BUDGET

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1.Rent or mortgage payment
2.Utilities
3.Insurance
4.Auto payment
5.Credit or loan payments
EXAMPLES OF 
REGULAR EXPENDITURES

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Don't be lazyyy
if you have any questions you may give us after lessons/
Thank you for your
attention!!!