Blockchain Revolution

3. Storing Value: Financial institutions are the repositories of value for
people, institutions, and governments. For the average Joe, a bank stores
value in a safety deposit box, a savings account, or a checking account. For
large institutions that want ready liquidity with the guarantee of a small return

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on their cash equivalents, so-called risk-free investments such as money
market funds or Treasury bills will do the trick. Individuals need not rely on
banks as the primary stores of value or as providers of savings and checking
accounts, and institutions will have a more efficient mechanism to buy and
hold risk-free financial assets.