Banks in Austria

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Banks in Austria
There are many types of banks in Austria, however, not all of them will be useful to you as an expat. Nevertheless, below are just a few bank types that you might need while living in the country. 
Retail banks 
In general, you will probably use retail banks the most while living in Austria. This is because these are the banks that most customers use for day-to-day banking. Normally, you can just walk into a branch and get counter service for any transactions or services you need. You can do this during regular office hours, which are usually from 09:00 to 17:00, Monday to Friday.
Private banks 
Private banks offer a range of services for high-net-worth individuals. As such, these are less commonly used than retail banks. Because they offer personal investment banking, financial services, and wealth management, you will usually have a dedicated relationship manager. As such, you will be able to contact them by phone or email almost whenever you need and set up meetings as necessary.
Investment banks 
These types of banks specialize in offering financial advice and executing financial transactions on behalf of their clients. Although clients of investment banks tend to be corporations and governments, certain ultra-high net worth individuals might also use these services. Again, you will usually have a relationship manager who you can email or call whenever you need to. 

UniCredit is a pan-European Commercial bank with a unique service offering in Italy, Germany, Central and Eastern Europe. The bank serves over 15 million customers worldwide. They are at the heart of what it does in all its markets. UniCredit is organized in four core regions and two product factories, Corporate and Individual Solutions. This allows the bank to be close to our clients and use the scale of the entire Group for developing and offering the best products across all its markets.