Banking matters Activity A. Current accounts

Foreign currency, credit cards, internet banking, cash dispenser, cash machine, safe deposit box, deposit card, and cash book.

D. From the above exercises, write down key notes about your bank services and products. Exchange and practice your descriptions with a partner.
Foreign currency, credit cards, internet banking, cash machine, safe deposit box, deposit card.
B. Now, complete the sentences below with the best answer:
1. a withdraw money
2 a rent a safety deposit box
3 A. take out a loan

Activity 2. Complete the text using these words.
1 deposits
2 customers
3 lend
4 accounts
5 wages
6salary
7transfer
8 current account
9 withdraw
10 cheque
11 standing orders
12 bank loan
13 overdraft
14 debt
15 spread
16 depositors
17 optimize
18 liquidity
19 liabilities
20 return
Activity 2. Complete the sentences from banks' websites. Look at A and С sections to help you.
1. If you need instant access to all your money, this is the balance yield for you.
2.Our products for business clients include business overdrafts, loan repayments that reflect your cash flow, and commercial mortgages.
3. Our local branch managers are encouraged to help local businesses and are authorized to lending money and overdrafts.
4. We offer standardized loans: you can be sure you won’t get less favorable terms and conditions than our other personal loans.
Activity 3. Match the two parts of the sentences. Look at А, В and С sections to help you.
1.Banks lend savers' deposits (f) to people who need to borrow money.
2.They also create credit by (e) lending the same original deposit several times.
3.How much credit banks can create (b) depends on the reserve requirements.
4.Before lending money, (a) banks have to assess the risk involved.
5.The interest rate on a loan (с) depends on how risky it is for the bank to lend the money.
6.Banks always need liquidity, (d) so they can't lend all their money in loans with long maturities.