Banking Keep your money safe! Banking



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Banking

Banking

  • Keep your money safe!

Banking

  • You started your business, now what do you do with your money? Where do you get that loan to expand your business? Where do you save for college or retirement?
  • Banks of Course!

Commercial Banks

  • Def. Businesses which make money by charging interest on loans as well as other fees for services. They are for profit businesses.
  • Ex. Citi Bank, Chase, Bank of America, Fleet Bank

Advantages of Commercial Banks

  • Many well located branches
  • Offer a full range of banking services
  • Deposits insured by FDIC for up to $250,000.
  • FDIC: Federal Deposit Insurance Corporation (If the bank goes bankrupt, the government will pay you all the money you lose up to $250,000).

Disadvantages of Commercial Banks

  • Banking fees usually the highest
  • Impersonal service- a multinational corporation doesn’t care about your personal problems!

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