1 Ўзбекистон республикаси олий ва ўрта махсус

 
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iqtisodiyotiga ega har qanday mamlakat iqtisodiyotini isloh qilishning ajralmas 
atributiga aylantiradi. 
Kalit so’zlar: 
Iqtisodiyot, kichik biznes, moliyaviy resurslar, kichik 
biznesning kreditga layoqati. 
Abstract: 
In the developed countries of the world, for a long period of 
formation of forms and methods of state support for small enterprises, 
conditions have been created that provide various sources of credit resources, 
and for banks, large firms and private investors - incentives to actively invest in 
the development of small business. At the same time, for enterprises with the 
highest risk level, there is still the possibility of obtaining soft loans at the 
expense of budget funds specially allocated by the state for this. In the context 
of the ongoing coronavirus pandemic and as a result of financial and economic 
problems, financial and economic support for small businesses is becoming 
especially relevant. Studying this problem on a regional scale makes it possible 
to formulate scientific recommendations for improving the investment climate. 
Disclosure of the structure and content of the regional mechanism of financial 
and economic support for the development of small enterprises is also of great 
importance, which in turn is a condition for the formation of competitive, 
civilized market relations. The economic functions of small business place its 
support and development among the most important state tasks, make it an 
integral attribute of reforming the economy of any country with a transitional 
market economy. 
Key words: 
Economy, small businesses, financial resources, 
creditworthiness of small businesses. 
 
Введение.
В условиях либерализации экономики принят Указ 
Президента Республики Узбекистан №УП-4947 от 7 февраля 2017 года